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PayPal: PayPal Credit reviews

4.74
Based on 131,604 reviews, last reviewed 9th Jun 2026
3719450% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant! Brilliant! I needed a new tumble drier but was low on funds for a big purchase and PayPal credit helped me pay for my item and I had to pay it back ov... Read more Reviewed on: 9th June 2026
Katie H's avatar
Katie H

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (131604)

I use Paypal credit for paying for lots of different...

5
I use Paypal credit for paying for lots of different things it's very convenient and there are great offers whether it's interest free or Pay by installments Reviewed on: 10th May 2024

It is convenient when using it for online purchases

5
It is convenient when using it for online purchases Reviewed on: 10th May 2024

Good user experience all time and all ways

5
Good user experience all time and all ways Reviewed on: 10th May 2024

Easy peasy

5
Just so convenient and easy to use! Reviewed on: 10th May 2024

Very good service, would recommend.

5
Very good service, would recommend. Reviewed on: 10th May 2024

Paypal is great.

5
Paypal is great. It lets me pay for things over a period of time without having to worry about paying in full at once or having to pay interest on things I buy. It’s also a convenient way to pay or receive finds without having to share bank details. Reviewed on: 10th May 2024

Excellent, very good helping allot

5
Excellent, very good helping allot Reviewed on: 10th May 2024

Easy to use and understand.

5
Easy to use and understand. Helpful for larger purchases. Reviewed on: 10th May 2024

Paypal is good I love the fact they provide credit...

5
Paypal is good I love the fact they provide credit Reviewed on: 10th May 2024

Love PayPal Credit

5
I use very frequently, both PayPal Credit and Pay in 3. They give the flexibility and reliability that I need to plan big purchases Reviewed on: 10th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review