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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 130,056 reviews, last reviewed 9th Jun 2026
3648950% increase in 5 star reviews
in the past 90 days
10450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Service Great Service. Easy to set up and use. Always kept informed. Reviewed on: 9th June 2026
Sutherland's avatar
Sutherland

Latest lowest rating:

2

Payments taking to long to process I don't like paypal anymore because payments are taking alot longer to process than usual and I had no warning about using the credit and they taken i... Read more Reviewed on: 9th June 2026
Lee c's avatar
Lee c
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (130056)

Wonderful Company

5
Very good company with fantastic customer service. Reviewed on: 8th July 2022
Wromulas 4226's avatar
Wromulas 4226

Easy to manage and perfect for any emergencies

5
I’m finding the PayPal credit very handy to have for emergencies. I am SO pleased with the 4 months free interest. It’s really helped me a lot to have this as a backup for any needed purchases. Reviewed on: 8th July 2022
Leanne Melling's avatar
Leanne Melling

I was asked to do this

3
I was told if I voted for this company I would be entered into a £1000 prize draw. Does that make the voting fair? Perhaps not. But I want the money. Love ya! Reviewed on: 8th July 2022
Ewan keith-driver's avatar
Ewan keith-driver

Brilliant service

5
The app is easy to use and it is widely used keep up the good work Reviewed on: 8th July 2022
Graham jeffcock's avatar
Graham jeffcock

Cash

5
Great for when you short for the month to get little things. Reviewed on: 8th July 2022
Matthew Pearson 's avatar
Matthew Pearson

Very good

5
I love using PayPal credit. Very good for quick checkout Reviewed on: 8th July 2022
Tochi Uche's avatar
Tochi Uche

Papal credit

5
It’s really help me to build my life in uk Tanks papal Reviewed on: 8th July 2022
Ali boldaji's avatar
Ali boldaji

affordable

5
this is the best way to help people to get credit and make payment Reviewed on: 8th July 2022
marilyn sambo's avatar
marilyn sambo

Excellent credit option

5
Low APR, easy to apply, trustworthy Reviewed on: 8th July 2022
Chade Fallstar's avatar
Chade Fallstar

Wouldn't be without

5
Refused Paypal credit for the last 3 years never had a problem it's help me out a few times wouldn't be without it Reviewed on: 8th July 2022
Charles Stephens's avatar
Charles Stephens

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