Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (130704 reviews)

View other PayPal products

4.74

Based on 130,703 reviews, last reviewed 9th Jun 2026

3678400% increase in 5 star reviews

in the past 90 days

10550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Experienced Profession a Passion Excellence I am particularly interested in PayPal because of its focus on creating secure and accessible financial services. My experience has taught me the impo... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

I have been scammed which paid through PayPal and pa... I have been scammed which paid through PayPal and paypale refused to refund me. I have got 3000 paypale points i havent been able to use them for the ... Read more Reviewed on: 9th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (130704)

Perfect

Does everyhting your gonna need Reviewed on: 30th July 2022

Always happy with these credit options :)

Never had any problem and love to spread the cost few times a year, Nothing to fault :) Reviewed on: 30th July 2022

Lots of rewards and zero interest credit

I used the zero interest credit and I regularly make payments with PayPal. secure, easy to use, clear payment schedule Reviewed on: 30th July 2022

Easy straightforward credit

Having Paypal credit makes it easy to buy electronics online, without being stuck on buying from one website or new. Reviewed on: 30th July 2022

Great experience

PayPal credit is easy to use and very convenient. Being able to use it to pay at so many stores makes life easier. Reviewed on: 30th July 2022

Nice

Nice and east to use, definatley recommand others to use it. Reviewed on: 30th July 2022

Amazing!!!!

Paypal has given me the flexability to buy things that i needed for work etc over a period of period of time. i have never been stressed using Paypal and without there offer, i would never i have been able to finish my studdies either. Reviewed on: 29th July 2022

quick easy and super convenient

nothing but good words about PayPal. Used them for over 10 years and its been the perfect solution to all my online transactions. 5* Reviewed on: 29th July 2022

Peace of mind

Four months (or more) interest free on plenty of purchases plus peace of mind with Paypal protection when things go wrong means it's my first choice for purchase payments. Reviewed on: 29th July 2022

Fab service

Paypal is really secure and easy to use. I trust using paypal for all my purchases. Reviewed on: 29th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.73 from 3742 reviews
Loan
from Snap Finance 4.80 from 369 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 62974 reviews
Payments
from PayPal 4.73 from 3742 reviews
Credit card
from PayPal 4.70 from 95 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub