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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,038 reviews, last reviewed 9th Jun 2026
3693400% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem Never had a problem using.paypal to pay for.things Reviewed on: 9th June 2026
Alison Ayres's avatar
Alison Ayres

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131038)

A lifesaver!

5
Paypal credit is a lifesaver! Knowing that I have up to 4 months to pay for a product is fantastic - especially when my fridge freezer unexpectedly broke a few months ago and I couldn’t afford to buy on outright. This service really is incredibly helpful in so many situations. Reviewed on: 12th August 2022
Zoe Owen's avatar
Zoe Owen

Handy 4 months at 0%

5
Convenient for online paying and provide the mean to spread cost without charge. Reviewed on: 12th August 2022
Vincent Barrioz's avatar
Vincent Barrioz

Just easy to use

5
Great service easy to use and good app Reviewed on: 12th August 2022
Mark Finn's avatar
Mark Finn

Four months interest free

5
Love this facility to help to spread out payments of something like a birthday present! Reviewed on: 12th August 2022
Mrs Andrews's avatar
Mrs Andrews

Love it

5
It makes payments so easy with low interest rates too! Reviewed on: 12th August 2022
Mikul's avatar
Mikul

Very user friendly and super efficient

5
Always helpful to aid cash flow - use it mostly for buying online. Great credit limit and very easy to keep an eye in my spending. Reviewed on: 12th August 2022
Lindsay's avatar
Lindsay

Convenient

5
So easy and convenient . Great way to pay for goids Reviewed on: 12th August 2022
Chris Canham 's avatar
Chris Canham

Great credit

5
I feel very confident using Paypal credit - very easy to use and no jargon words Reviewed on: 12th August 2022
Maryline W's avatar
Maryline W

Great support

5
Great company, with great option like pay in three. Reviewed on: 12th August 2022
Sean Whitehead's avatar
Sean Whitehead

Like the 4 month no commission

5
I like that you can use it for big purchases over £200 and pay it back over 4 months without having to pay any extra. Reviewed on: 12th August 2022
Mcleanization's avatar
Mcleanization

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