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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,365 reviews, last reviewed 9th Jun 2026
3708400% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Working well and manageble using the app Working well and manageble using the app Reviewed on: 9th June 2026
Zoe B's avatar
Zoe B

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131365)

PayPal credit works.

5
I use PayPal credit large items, it's so easy to use & accepted all over the world.what more do you need? Reviewed on: 2nd June 2023
peter speed's avatar
peter speed

Pay pal credit interest free

5
Money management goiod helps me purchase items I need Reviewed on: 2nd June 2023
Jennie Ambury's avatar
Jennie Ambury

Very effective way to spread the cost.

5
I have always been worried about using credit providers due to hidden charges and small print.After learning about the Paypal credit option through the app, i gave it ago. I was approved quicky. I now use paypal for big spends mostly spreading the cost of hotel and travel. I like how easy it is, i know i much i owe and when to pay it off. I am happy with the option of spreading cost over 4 months. This is a promo offer and has been helpful when i have had multiple big ticket purchases. Its easy to pay off and any time ive needed support, paypals live chat has been great Reviewed on: 2nd June 2023
Zeni's avatar
Zeni

The best credit provider

5
By far the best credit provider on the market. Specially with the pay in 3 months with no interest. The application is very easy to use and very detailed. Reviewed on: 2nd June 2023
C G Stefanescu 's avatar
C G Stefanescu

Will recommend again and again

5
I have always had a great experience with Paypal as payment method. It is safe and trustworthy. Will recommend it. Reviewed on: 2nd June 2023
Gee's avatar
Gee

Excellent

5
Not had any bother with paying foe for things with PayPal they have your back when things go wrong Reviewed on: 2nd June 2023
Gladys Wood's avatar
Gladys Wood

Fantastic Cridit

5
PayPal credit is the best and handy credit in all my online purchases. Reviewed on: 2nd June 2023
Mehdi Jesri's avatar
Mehdi Jesri

A Great Help In These Times

5
I'm so grateful to PayPal Credit especially in the present economic situation. It's able to offer a more manageable payment method without the worry of interest rates being slapped on top of the original cost of the product. It's able to give me a little breathing space to manage my payments in a favourable way. Reviewed on: 2nd June 2023
Elize1631's avatar
Elize1631

PayPal gets better and better

5
PayPal is the easiest credit company to pay with the app is great simple to use easy terms Love It Reviewed on: 2nd June 2023
Paul Rubins's avatar
Paul Rubins

Super

5
I really like that you get 4 months interest free if you buy anything over £99. Big help! Reviewed on: 2nd June 2023
CB's avatar
CB

Review PayPal: PayPal Credit now

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