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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,596 reviews, last reviewed 9th Jun 2026
3719050% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

always reliable and fast plus ecure always reliable and fast plus ecure Reviewed on: 9th June 2026
Hasnain 's avatar
Hasnain

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131596)

Easy, Hassle Free and Automatic 4 Months interest free

5
I have been using PayPal credit for a few a couple of years and absolutely love it. It is easy to use and accepted by almost online retailers, comes with automatic 4 months interest free. Brilliant Reviewed on: 31st July 2023
Ola Bello's avatar
Ola Bello

PayPal Credit

5
I don't have a physical PayPal credit card but I do use PayPal Credit online to make purchases right now that I otherwise would have to wait for. That is a real game changer. Reviewed on: 31st July 2023
Jon's avatar
Jon

Life saver whenever my account balance is low

5
So many household items I have today was possible because of PayPal credit, I was able to pay in instalment without interest for 4 months. Thank you PayPal, I will recommend you again and again Reviewed on: 31st July 2023
TY Faj's avatar
TY Faj

Easy Peasy

5
PayPal offered me 0% credit when I bought my garden furniture. Every month they gave me a reminder when my payment was due, so there was no forgetting and falling into debt. Happily paid off, I’ve treated myself to a new serger machine. It’s so painless, Pay Pal takes the responsibility with their easy reminders. Reviewed on: 31st July 2023
Laraine Clarke's avatar
Laraine Clarke

CAN WE TRUST PAYPAL?

1
Attempted to make a £7 magazine payment through PAYPAL. Verification number sent via mobile. Not accepted. Number inserted and reinserted. Still not accepted. New verification number sent. Accepted 2nd try - then bank card not accepted. Queried this with bank and was given PAYPAL's telephone number. What a joke speaking to somebody. They would 'ring me back' - which they did, and our conversation was cut off and the line went dead.. This sort of pantomime is unacceptable. I would not be paid to open an account with PAYPAL. Modern automated technology which you cannot get any sense out of. Reviewed on: 31st July 2023
D GILL's avatar
D GILL

Good credit company

5
Ive got a spend cap limit based on what I can afford and its so easy to use and kept informed regulary about my payments due and credit left Reviewed on: 31st July 2023
Michelle Brookes's avatar
Michelle Brookes

Very greatful

5
I really enjoy the use of paypal credit ot has allowed to do a large purchase and give me time to pay. Has also allowed me to pay in I stallments. I use it all the time a great product. Please move on to holidays airline's etc Reviewed on: 31st July 2023
CT's avatar
CT

Great company

5
I have always had a good experience with Paypal, allowing me flexibility of payment options when needed, helping me get the things I most need an allowing me to pay for them in affordable monthly installments Reviewed on: 31st July 2023
Naima Khalifa's avatar
Naima Khalifa

So easy to setup

5
We started to use the PayPal credit card a while ago as we wanted to buy a large item. It was so easy to use and had updates when payment is due. Highly recommended as a great credit card plus it can be used in lots of shops as well as eBay. Reviewed on: 31st July 2023
Bill Murphy's avatar
Bill Murphy

Simple, easy credit

5
I've been using PayPal credit for a year now and it has been a great way to build up credit through online purchases. I personally prefer their split in three payment method but their interest free lending for purchases over £99 is just great for those more expensive, emergency purchases Reviewed on: 31st July 2023
El's avatar
El

Review PayPal: PayPal Credit now

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