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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132083 reviews)

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4.74

Based on 132,083 reviews, last reviewed 9th Jun 2026

3741750% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Overall very easy to understand. Overall very easy to understand.fair .simple steps good options. On comparison good rates. Reviewed on: 9th June 2026

Latest lowest rating:

2

Your credit card did not work in dubia,or on line bo... Your credit card did not work in dubia,or on line bookings Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132083)

Paypal is safe, easy to use and quite efficient.

Paypal is safe, easy to use and quite efficient. I make purchases with ease knowing that PayPal will step in if the good or service is not delivered. The credit facility offered by paypal also offers me time to pay for my goods and services without worrying too much and the best part is, it is with 0%i nterest if paid back within the agreed time. Reviewed on: 11th May 2024

Great product, but lacking certain features

PayPal credit provides good features, but the tracking of balances is not straight forward at all. Any balances for which promotional period has ended are not displayed in the main portal and the only way to see them is through monthly statement, which is frustrating and confusing for many people. Additionally, the hierarchy of balance settlements from manual payments is very unclear, and even customer reps often are not sure on this. There should be better tools for tracking balances and better information around balance settlements readily available to customers. Reviewed on: 11th May 2024

Easy to use and helpful when needed

Easy to use and helpful when needed Reviewed on: 11th May 2024

You have a pal with PayPal.

Easy to use and transfer money into. I also like the fact I can spend money on take away food and the wife has no idea. It just says PayPal and that is handy as it just creates an argument otherwise. So thanks for that PayPal - pal being the main word. That could be your advert but instead of eating food on the sly you can have someone buying an anniversary gift and have a slogan - “you have a pal with PayPal” Reviewed on: 11th May 2024

PayPal credit have been excellent in helping in diff...

PayPal credit have been excellent in helping in difficult situations. Reviewed on: 11th May 2024

Great easy experience , the only down side is when y...

Great easy experience , the only down side is when you make payment to your account it doesn’t take the payment straight away, but great in everything else Reviewed on: 11th May 2024

The app sometimes irresponsive checking balance

The app sometimes irresponsive checking balance Reviewed on: 11th May 2024

Use it all the time , very easy to use...

Use it all the time , very easy to use Reviewed on: 11th May 2024

They are very friendly and the do fantastic job.

They are very friendly and the do fantastic job. Reviewed on: 11th May 2024

Easy to make a payment also great customer support

Easy to make a payment also great customer support Reviewed on: 11th May 2024

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