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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,496 reviews, last reviewed 9th Jun 2026
3759850% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth Running Service I always use PayPal and never have any issues. One of the best banking apps. Reviewed on: 9th June 2026
CS's avatar
CS

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132497)

Good friendly staff and easy to use

4
Good friendly staff and easy to use Reviewed on: 12th May 2024
Harrison C's avatar
Harrison C

Very useful as used everywhere and great payment opt...

5
Very useful as used everywhere and great payment options. Reviewed on: 12th May 2024
Alan's avatar
Alan

PayPal credit is fantastic

5
I’ve been using PayPal credit for the last year and it’s been incredibly convenient And really good value. The fact that you can pay off over a number of months on zero interest is super helpful, especially when you’re in a tight spot. Reviewed on: 12th May 2024
Mark S's avatar
Mark S

On a budget

5
Excellent service especially when you on a budget, an easy way to spread the cost Reviewed on: 12th May 2024
Glen M's avatar
Glen M

Nice and easy to use no hassle to spread the...

5
Nice and easy to use no hassle to spread the payments Reviewed on: 12th May 2024
James A's avatar
James A

Great customer service,

5
Great customer service, but intrest on Paypal credit could be high. Reviewed on: 12th May 2024
Bart's avatar
Bart

Never had a problem with PayPal money always fast an...

5
Never had a problem with PayPal money always fast and efficient Reviewed on: 12th May 2024
Alan Smith's avatar
Alan Smith

Always very helpful and quick to accept your loan or...

5
Always very helpful and quick to accept your loan or purchase. Reviewed on: 12th May 2024
Stewart B's avatar
Stewart B

Extremely terrific.

5
Extremely terrific. I will tell everyone I know about this service Reviewed on: 12th May 2024
JamesSims's avatar
JamesSims

Love the service, shame you can’t use PayPal credit...

4
Love the service, shame you can’t use PayPal credit everywhere and not be restricted by a retailer for example I can use PayPal credit and they do 24 months interest free yet if the shop doesn’t let me even though PayPal credit have the facility too which is stupid! I also strongly dislike the way PayPal claim to take payments to pay back your PayPal credit for example you set up a direct debit to pay on your due date and PayPal are incapable of all the years I have used them of actually just taking the money and updating their systems correctly and stop telling me it can take up to this time or x many days to debit my money, every other company in the world I pay by direct debit and you PayPal are the only company that are incapable of doing it! Reviewed on: 12th May 2024
Daryl's avatar
Daryl

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