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PayPal: PayPal Credit reviews

4.74
Based on 132,589 reviews, last reviewed 9th Jun 2026
3764100% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very happy with the experience I have had with using... Very happy with the experience I have had with using PayPal. Great service and great deals Reviewed on: 9th June 2026
Omid 's avatar
Omid

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132589)

Excellent,convenient.

5
Excellent,convenient.Helps alot with expensive purchases, as it gives the consumer the capacity to pay in installments.! Reviewed on: 12th May 2024

I am happy with PayPal

5
I am happy with PayPal as I have more options to pay and every time I have a problem with a payment/product they return my money back. Reviewed on: 12th May 2024

Easy for the user to use & good customer service...

5
Easy for the user to use & good customer service Reviewed on: 12th May 2024

Excellent

5
Always useful with the 0% offer. Reviewed on: 12th May 2024

Very good and secure payment method for every purchase

5
Very good and secure payment method for every purchase Reviewed on: 12th May 2024

Credit limit increase procedure been PayPal more 5 y...

5
Credit limit increase procedure been PayPal more 5 years they not increase my credit limit Reviewed on: 12th May 2024

slick flexible and secure payment system

5
slick flexible and secure payment system Reviewed on: 12th May 2024

Easy to use and never any issues

5
Easy to use and never any issues Reviewed on: 12th May 2024

Used PayPal credit for several years.

4
Used PayPal credit for several years. Never had an issue Reviewed on: 12th May 2024

Love the pay in three months with no interest, also...

5
Love the pay in three months with no interest, also the automatic withdrawls, less to think about Reviewed on: 12th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review