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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132635 reviews)

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4.74

Based on 132,635 reviews, last reviewed 10th Jun 2026

3766050% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Love the paypal credit options Love the 4 month interest free and pay in three options Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132635)

PayPal- Competitive and Sensible

PayPal offers very competitive rates which makes credit affordable, they also keep credit limits sensible helping you to keep control. Reviewed on: 12th May 2024

I Feel a lot safer paying via Paypal and feel my pur...

I Feel a lot safer paying via Paypal and feel my purchases are better protected. Reviewed on: 12th May 2024

Really handy app and feels secure using for online p...

Really handy app and feels secure using for online payments. Reviewed on: 12th May 2024

sending money and payments

i use paypal to send money to my girlfriend and also to spread costs of my payments, it is vital for me Reviewed on: 12th May 2024

Not much to say.

Not much to say. But good service Reviewed on: 12th May 2024

Easy to use and great range of credit options

Easy to use and great range of credit options including interest free Reviewed on: 12th May 2024

Always money in your hand.

Always money in your hand. Easy to apply Reviewed on: 12th May 2024

I been with PayPal over so many years, provided exce...

I been with PayPal over so many years, provided excellent service and communication and always dealt with my correspondence, Any issues I comfortable talking to PayPal customer service, they dealt with the enquiry efficiently Reviewed on: 12th May 2024

Absolutely cracking experience always there to help

Absolutely cracking experience always there to help Reviewed on: 12th May 2024

PayPal really helped me at very difficult times and...

PayPal really helped me at very difficult times and their interest free credit always helped me to come out of debts, thanks Reviewed on: 12th May 2024

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