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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,648 reviews, last reviewed 10th Jun 2026
3766650% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Never had a problem with PayPal even helped with dodgy payments Reviewed on: 10th June 2026
Karen J's avatar
Karen J

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132648)

It has been fantastic experience.

4
It has been fantastic experience. Reviewed on: 11th May 2024
Samuel n's avatar
Samuel n

Just so easy to use highly recomended

5
Just so easy to use highly recomended Reviewed on: 11th May 2024
Dean c's avatar
Dean c

Excellent

5
I am so happy with paypal credit Reviewed on: 11th May 2024
Juan c's avatar
Juan c

PayPal credit

5
Easy to use! Recommend to others looking for a flexible credit card Reviewed on: 11th May 2024
Matt J 's avatar
Matt J

It is the best service I’ve used

5
It is the best service I’ve used Reviewed on: 11th May 2024
Baron A's avatar
Baron A

Great customer service

5
The customer service agents are always very helpful and friendly. Reviewed on: 11th May 2024
Eniye E's avatar
Eniye E

It's been convenient using PayPal credit so far.

5
It's been convenient using PayPal credit so far. I remember having to get a new bed frame and I was tight on budgeting was my first time using credit so I signed up for PayPal credit.I thought the authorisation and process was going to be difficult. I even gave up and scrapped the idea of getting my new bed.Howecer, in less than 39 minutes I was awarded the credit to get my bed. The repayment has been good so far. A very convenient financial decision I must say . Reviewed on: 11th May 2024
Pc's avatar
Pc

It’s been an amazing and awesome experience with Pay...

5
It’s been an amazing and awesome experience with PayPal Reviewed on: 11th May 2024
Abidemi 's avatar
Abidemi

Easy to use, easy to manage so works perfectly for me!

4
Easy to use, easy to manage so works perfectly for me! Clear app set up, easy to find what you need and to get help when you need it. Customer service is great from my experience and always on hand to help! Reviewed on: 11th May 2024
Jade's avatar
Jade

I highly recommend Paypal

5
PayPal is easy to use and their app is easy to navigate. They are quick to respond to any issues I've had with payments and always keep me updated with progress on any cases filed. I liked that you can set up a direct debit. And have both a credit limit and a pay in 3 option on certain payments. Reviewed on: 11th May 2024
Maisie's avatar
Maisie

Review PayPal: PayPal Credit now

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