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PayPal: PayPal Credit reviews

4.74
Based on 132,616 reviews, last reviewed 10th Jun 2026
3765200% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Just good ways to pay handy and reliable Just good ways to pay handy and reliable Reviewed on: 10th June 2026
Limmy's avatar
Limmy

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132616)

PayPal 100 percent recommend !!!

5
Had PayPal for years and i have nothing but positive things to say i have recommended PayPal to many friends and family as its fantastic at sending and receiving money fast and simple Reviewed on: 11th May 2024

All round Fantastic nothing bad to say at all

5
All round Fantastic nothing bad to say at all Reviewed on: 11th May 2024

All round a good service

4
Security as a seller is really good and the benefit of using the credit with 0% interest makes PayPal my favorite bank for small purchases Reviewed on: 11th May 2024

Used many times, never had a problem.

5
Used many times, never had a problem. Helped out a lot when switching jobs and buying job related equipment. Reviewed on: 11th May 2024

Great choice for online uses

5
No hassle, easy to use and update pay limit Reviewed on: 11th May 2024

Fantastic service fantastic customer service perfect...

5
Fantastic service fantastic customer service perfect as long as you pay in your alloted time your grand. Phone customer service and it was great to talked to a person on the end of the phone from Northern Ireland easy to understand and easy to talk to extremely helpful and informative Reviewed on: 11th May 2024

Paypal credit

5
Used for years now mainly for eBay but has since become the go to payment method. Would recommend to anyone. Easy to use and understand all transactions. App works well and has always been accessible when needed. Also when buying privately online you have some protection Reviewed on: 11th May 2024

Excellent experience

5
I have always had great experience Reviewed on: 11th May 2024

All good experiences.

5
All good experiences. What I like most is how simple it is to raise a dispute if there’s a problem. Reviewed on: 11th May 2024

Im happy with pay in 3 payments ;)

5
Im happy with pay in 3 payments ;) Reviewed on: 11th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review