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PayPal: PayPal Credit reviews

4.74
Based on 132,529 reviews, last reviewed 9th Jun 2026
3761350% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use So easy to use and very straightforward. Very easy to navigate app. Reviewed on: 9th June 2026
Paul B's avatar
Paul B

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132529)

Paypal credit is good.

5
Paypal credit is good. But restricted on why you can use it. Unlike a credit card. Reviewed on: 11th May 2024

Covenient and simple to use

5
Very easy to use and allows me to pay monthly for latest mobile phones. The fact that its linked to the websites I generally like to use make things simple. Reviewed on: 11th May 2024

I got pay pal credit to purchase a dyson hoover as I...

5
I got pay pal credit to purchase a dyson hoover as I didn’t have the funds straight away. This helped me purchase and pay back. I also feel safer purchasing with PayPal credit. Reviewed on: 11th May 2024

Pretty, pretty, pretty, pretty good

5
Good offer to spread payments at 0%, and customer service explained queries very quickly Reviewed on: 11th May 2024

I love PayPal!

5
Great when you need help the most and convienent when making purchases you want to pay over time Reviewed on: 11th May 2024

Good service and safe way to pay

5
Good service and safe way to pay Reviewed on: 11th May 2024

Having PayPal enables me to shop at ease knowing tha...

5
Having PayPal enables me to shop at ease knowing that I have an interest free time period to pay. Reviewed on: 11th May 2024

Quick and easy and got 10% off my item.

5
Quick and easy and got 10% off my item. Reviewed on: 11th May 2024

PayPal is amazing, and gives you confidence when mak...

5
PayPal is amazing, and gives you confidence when making purchases Reviewed on: 11th May 2024

Worry free and safe .

5
Worry free and safe .... ordering from Did Somebody Say Just Eat etc without passing on my details Reviewed on: 11th May 2024

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Help others make smarter decisions by sharing your own experience. Write a review