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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132393 reviews)

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4.74

Based on 132,394 reviews, last reviewed 9th Jun 2026

3755150% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Helps with boosting my credit score. I found it easy to use and makes big payments easy with the pay in 3 scheme. Reviewed on: 9th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132394)

My dealings with PayPal has always been smooth and s...

My dealings with PayPal has always been smooth and straight forward. I like the flexibility and protection offered. Reviewed on: 11th May 2024

If you prefer to buy online, and you want to be prot...

If you prefer to buy online, and you want to be protected, use PayPal. Reviewed on: 11th May 2024

Never any issues.

Never any issues. Very user freindly. Went over balance on one occasion and one call had this issue sorted without any hassle Reviewed on: 11th May 2024

Excellent service

Excellent customer service. Transaction process quite fast and portal is to use. Reviewed on: 11th May 2024

Easy to access funds with interest free period

Easy to access funds with interest free period a bonus. DD set up is easy with timely reminders before payment. End of offer date clearly specified. Reviewed on: 11th May 2024

Always good and helpful good customer service

Always good and helpful good customer service Reviewed on: 11th May 2024

Been using for years.

Been using for years. Very easy convenient service. Customer service always helpful and polite. PayPal is used by me on an almost daily basis because it’s so quick and reliable. Reviewed on: 11th May 2024

PayPal is so flexible, quick and easier.

PayPal is so flexible, quick and easier. I will definitely recommend friends and family to use PayPal as it is safer and confident way. Reviewed on: 11th May 2024

Great service

Always ver quick at resolving issues. Provide great offers and services Reviewed on: 11th May 2024

Sometimes the refund are not shown for some time.

Sometimes the refund are not shown for some time. But in general it's a great experience for years. Reviewed on: 11th May 2024

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