Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,919 reviews, last reviewed 9th Jun 2026
3734000% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super simple to use, so user friendly it’s mad! Super simple to use, so user friendly it’s mad! Reviewed on: 9th June 2026
Jane E's avatar
Jane E

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (131920)

Excellent Way to Pay

5
With 4 whole months of interest free credit on purchases...whats not to like. Split the cost of your purchase over 4 months it makes budgeting easier and you never fall foul of standard interest rates. Paypal everytime. Reviewed on: 2nd June 2023
jackie 's avatar
jackie

Safe and easy credit.

5
Want a no fuss credit experience where you can see your credit balance at a glance then look no further than PayPal. Clear easy to use app with email payment reminders or simply set up a direct debit, good interest rates and a no fuss approach then PayPal is the best choice. Reviewed on: 2nd June 2023
David Griffiths's avatar
David Griffiths

PayPal Credit

5
Always a great option to help spread the cost of my purchases during these hard Financial Times . Without PayPal credit I don’t know how I would have coped . It’s made life easier for me Reviewed on: 2nd June 2023
emmalouiseboardman@icloud.com's avatar
[email protected]

PayPal: A Game-Changing Payment Solution for eBay Shopping

5
I wanted to share my experience with PayPal and how it has significantly improved my eBay shopping. PayPal's integration with eBay and its interest-free payment plan in three installments have made it my top choice for online purchases. Here's why I highly recommend PayPal to all eBay enthusiasts: Smooth Transactions: PayPal makes the payment process incredibly easy. No more hassle of manually entering credit card details or worrying about the security of personal information. PayPal acts as a secure intermediary, ensuring that transactions are protected. Seamless Integration: PayPal seamlessly integrates with eBay, offering a convenient "Pay with PayPal" option during checkout. It takes just a few clicks to complete a purchase, saving time and effort. Flexible Payments: The option to pay in three interest-free installments is a standout feature of PayPal. This feature has been a game-changer for me, allowing me to manage my budget effectively and make purchases without immediate financial strain. Buyer Protection: PayPal is committed to protecting buyers. If any issues arise with a purchase, PayPal provides a reliable means for dispute resolution. Their customer service team is responsive and helpful, offering peace of mind when shopping on eBay. Wide Acceptance: PayPal is not limited to eBay but is accepted on various online platforms. This versatility means you can use PayPal for purchases beyond eBay, making it a comprehensive payment solution for all your online shopping needs. Mobile Accessibility: The PayPal mobile app is user-friendly and allows you to make purchases on the go. Whether using a smartphone or tablet, the app provides a secure and seamless payment experience, ensuring you never miss out on great deals. In conclusion, PayPal has truly transformed my eBay shopping experience. Its easy integration, interest-free installment option, buyer protection, and overall convenience make it the perfect payment solution for eBay enthusiasts. With PayPal, you can indulge in your shopping desires while maintaining financial control. I highly recommend using PayPal for all your eBay purchases, as it enhances the overall shopping experience and brings peace of mind to your transactions. Reviewed on: 2nd June 2023
Mohammed Abdul Raheem Shamoon's avatar
Mohammed Abdul Raheem Shamoon

Brilliant Product

5
The PayPal credit is a brilliant product offering extended interest free terms on large purchases. The app is so easy to use to manage you account and monitor spend, helping you to benefit from 0% offers. Reviewed on: 2nd June 2023
Katie Perkins's avatar
Katie Perkins

Best service

5
With ease to pay off in 4 months without interest has been a great feature unlike many other competitors Reviewed on: 2nd June 2023
Muhib ur rehman's avatar
Muhib ur rehman

Convenient for consumers

5
Excellent money management at your fingertips Reviewed on: 2nd June 2023
Glyn Evans 's avatar
Glyn Evans

4 Months Interest Free

5
Excellent offering that makes large purchases, possible and manageable. Reviewed on: 2nd June 2023
wamus's avatar
wamus

A useful source of credit with good offers

5
I often use Paypal Credit for medium size transactions as the zero interest offers are great and I have never had any issues whilst using it . I would recommend it to anyone. Reviewed on: 2nd June 2023
Charles Russett's avatar
Charles Russett

Quick and flexible

5
Thanks PayPal I can pay in advance my festival tickets without ruin my budget. Thanks! Reviewed on: 2nd June 2023
Darius Gut's avatar
Darius Gut

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill