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PayPal: PayPal Credit reviews

4.74
Based on 131,441 reviews, last reviewed 9th Jun 2026
3711800% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really helpful for youngsters wanting credit Very generous 0% Apr deals. Helped me build credit score Reviewed on: 9th June 2026
Henry Haxby's avatar
Henry Haxby

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (131441)

Brilliant

5
Brilliant to work with. Easy to use and excellent service. Reviewed on: 11th August 2022

Paypal credit

5
Good service all good no problems. Reviewed on: 11th August 2022

Great product and easy to use

5
Need time to know all benefits of product, but great to use. Maybe just lack option to pay individuals from credit, not bank account Would be great to improve Reviewed on: 11th August 2022

Superb

5
Easy shopping. Easy payment and repayment. Recommend service Reviewed on: 11th August 2022

Nice and easy

5
Credit with no hassle. From very beginning fully online, paperless and flexible. Reviewed on: 11th August 2022

Easy and simple

5
Using PayPal and it's credit service is easy Reviewed on: 11th August 2022

paypal credit

5
Very good service, easy ,reliable payments. Reviewed on: 11th August 2022

Cool

5
Awesome awesome awesome awesome awesome Reviewed on: 11th August 2022

Gets me what i want when i want it.

5
It's been really easy to use. safe and convenient to use. Reviewed on: 11th August 2022

Great finance facilities

5
Great finance facilities. Very flexible and widely available to use on majority of purchases. Reviewed on: 11th August 2022

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