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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (131191 reviews)

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4.74

Based on 131,191 reviews, last reviewed 9th Jun 2026

3700350% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I like PayPal credit in that it enables me to purcha... I like PayPal credit in that it enables me to purchase premium products now which can be paid over an affordable time 18 months or 24 months or 36 mo... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (131191)

5 star

Overall it’s a positive experience Reviewed on: 10th July 2022

Reliable, convenient, safe and easily accessible

I have been using PayPal for 4 years now and I have found it so convenient and accessible. I love that larger purchases can be made and paid back interest free over 4 months. Paypal credit is my go to for larger purchases, so much so that I no longer have or need a credit card. I would highly recommend. Reviewed on: 10th July 2022

Great

Helps out when needed for large items. Gives you chance to pay before interest is added. Reviewed on: 10th July 2022

Help in dark days

Sometimes I need a fast and reliable payment, I'm glad I have paypal. Reviewed on: 10th July 2022

The most used payment for my travels

The credit card payment became the default payment used for my travels due to spreading cost over the months as an option available for a few years ago. Reviewed on: 10th July 2022

Excellent

With PayPal, it makes it easier for me when making payment for online purchases. Reviewed on: 10th July 2022

Decent service

At the moment, PayPal is among the only providers that actually offer interest free credit. Reviewed on: 10th July 2022

Quick and easy

It’s quick and easy to apply for PayPal Credit – all you need to do is complete a short application form and PayPal credit will give you a decision instantly. If approved and you accept, you’ll have a credit limit attached to your PayPal account to start using straightaway at thousands of online stores. So I am loving it Reviewed on: 10th July 2022

PayPal

I recommend to all my friends and family to use PayPal, I always use PayPal. Reviewed on: 10th July 2022

PayPal credit is the one!

Four months interest free best deal around Reviewed on: 10th July 2022

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