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PayPal: PayPal Credit reviews

4.74
Based on 130,344 reviews, last reviewed 9th Jun 2026
3662250% increase in 5 star reviews
in the past 90 days
10500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

easy to use, great communication easy to use, great communication Reviewed on: 9th June 2026
susan G's avatar
susan G

Latest lowest rating:

1

You must be jocking i have done this 6 times now but... You must be jocking i have done this 6 times now but because I am 85 years old I can't find the f ing code Reviewed on: 9th June 2026
Robert Jackson's avatar
Robert Jackson

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (130344)

Paypal

5
hi, i am very happy with paypal and very good Credit Card. Reviewed on: 8th July 2022

Payment with ease

5
With PayPal, payments can be made on various websites as quickly as possible. The credit options gives you an opportunity to purchase and pay later. Never felt more confident shopping online thanks to their fraud management protocols. Reviewed on: 8th July 2022

Life saver

5
Currently getting my recently bought house for the arrival of a new born baby. Helps getting big items and spreading the cost across 4 months and pay no interest absolute god send. Reviewed on: 8th July 2022

Safeguarding Purchase

4
Paypal gives you that confidence when making purchases that you could always get your money back if you not happy with products or scammed. Reviewed on: 8th July 2022

Never had any issues in 6 years, everything is flawless

5
Best ever method of payment, been able to pay for goods, to receive money instant, low fees or none, perfect Reviewed on: 8th July 2022

Perfect

5
Makes it easier and more affordable to pay my holidays off! Reviewed on: 8th July 2022

Excellent service

5
Using this service and very happy with PayPal credit services Reviewed on: 8th July 2022

Very convenient and easy to use

5
Thinking of the everyday person that needs a little helping hand Reviewed on: 8th July 2022

paypal credit rocks!!

5
4 months interest free , what more do you want. Very handy , fully recomended!!! Reviewed on: 8th July 2022

Just perfect for me

5
Never any problems with my account and a long reminder before taking any payments Reviewed on: 8th July 2022

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