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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (130820 reviews)

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4.74

Based on 130,820 reviews, last reviewed 9th Jun 2026

3683600% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good easy to use quick payment Options to pay Good easy to use quick payment Options to pay Reviewed on: 9th June 2026

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (130820)

Excellent Choice of Stores to use

The vast majority of stores I use online accept PayPal and being to use PayPal credit is excellent for larger purchases and it’s quick and easy Reviewed on: 8th July 2022

Quick and Low Cost Finance

My most recent purchase using Paypal Credit was on Ebay for a Royal Doulton James Bond Skyfall Bulldog. The instalment plan for the payment was immediately accessible and my payment was made immediately to my seller. This was really 007 Service!! Reviewed on: 8th July 2022

Really good

Would like to be offered a credit increase every now and again Reviewed on: 8th July 2022

Easy to use and widely available

Easy to use and widely available from retailers Reviewed on: 8th July 2022

Best online money tool

There are many options to pay little interest on your purchases. Reviewed on: 8th July 2022

BRILLIANT!

PayPal is by far the best third party provider for payments and transactions. Their security when paying online, ease of payment, transfers to friends, family and businesses and credit option (plus pay in 4 months interest free) make them a market leader and I highly recommend them! Reviewed on: 8th July 2022

Quick and easy - a lifesaver!

Love the options to split purchases into 3 equal instalments, it really helps to spread the cost of smaller purchases. The 4 instalment plan for bigger purchases has also come in useful as well, it's far more beneficial than just putting it on a credit card that has to be paid off in full the following month Reviewed on: 8th July 2022

Simple and secure

Easy to set up easy to use and secure Reviewed on: 8th July 2022

The monthly statement very confusion people

Sometimes it come out the balance which is from nowhere but I still need pay, very very confusion me Reviewed on: 8th July 2022

PayPal and PayPal credit forever

PayPal has changed the way I pay for things in my life. It’s fully safe and I can purchase an item of my dreams while purchasing using PayPal credit or pay in 3. Also no high interests like most of all credit cards companies. Reviewed on: 8th July 2022

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