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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,694 reviews, last reviewed 9th Jun 2026
3723550% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant - Absolutely Recommend I have enjoyed PayPal Credit now for quite a while I have found it excellent - Reminders when your payment is due, really easy to pay, no interest cha... Read more Reviewed on: 9th June 2026
Cyrella J's avatar
Cyrella J

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131694)

Love it

5
It makes payments so easy with low interest rates too! Reviewed on: 12th August 2022
Mikul's avatar
Mikul

Very user friendly and super efficient

5
Always helpful to aid cash flow - use it mostly for buying online. Great credit limit and very easy to keep an eye in my spending. Reviewed on: 12th August 2022
Lindsay's avatar
Lindsay

Convenient

5
So easy and convenient . Great way to pay for goids Reviewed on: 12th August 2022
Chris Canham 's avatar
Chris Canham

Great credit

5
I feel very confident using Paypal credit - very easy to use and no jargon words Reviewed on: 12th August 2022
Maryline W's avatar
Maryline W

Great support

5
Great company, with great option like pay in three. Reviewed on: 12th August 2022
Sean Whitehead's avatar
Sean Whitehead

Like the 4 month no commission

5
I like that you can use it for big purchases over £200 and pay it back over 4 months without having to pay any extra. Reviewed on: 12th August 2022
Mcleanization's avatar
Mcleanization

PayPal is your pal

5
Every little helps PayPal giving credit and time to make payments has helped me a lot thanks pal Reviewed on: 12th August 2022
Arron Graver's avatar
Arron Graver

Best credit card ever love you paypal

5
Its big amount credit card and give you enough time to pay back i love this thank you paypal Reviewed on: 12th August 2022
Rebaz R's avatar
Rebaz R

Ease of use

4
I love how easy it is to use. I can easily keep track of my spending, transfer money with ease and it’s great for online shopping Reviewed on: 12th August 2022
Jenny Batchelor's avatar
Jenny Batchelor

Easy and frictionless

5
It took less than 5 minutes to open an account and was such an easy process. PayPal credit is also accepted by a lot of vendors so you have access to a wide range of products and services. If you pay back purchases above £99 in 4 months you pay no interest which is an added bonus and you get £20 free credit when you join in. Really impressed with PayPal credit! Reviewed on: 12th August 2022
Eduvie Ojoboh's avatar
Eduvie Ojoboh

Review PayPal: PayPal Credit now

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