Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132200 reviews)

View other PayPal products

4.74

Based on 132,199 reviews, last reviewed 9th Jun 2026

3746900% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good to have in need and it easy to use... Good to have in need and it easy to use the app Reviewed on: 9th June 2026

Latest lowest rating:

1

PayPal credit deducted all my refund money because o... PayPal credit deducted all my refund money because of another agreement which was not pay in 4, it was another agreement of Samsung which I had to pay... Read more Reviewed on: 9th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (132200)

Excellent

Very goog credit provider if you want buy something and pay back quick without interest Reviewed on: 31st July 2023

Makes payments easy and affordable.

The credit is very accessible to use on the places where it is accepted. The spreading the cost option makes purchasing more affordable. Reviewed on: 31st July 2023

Pay by 3

Pay by 3 instalments is a very helpful facilty to have to spread the cost of a purchase Reviewed on: 31st July 2023

Get your credit here

Excellent credit at reasonable price, what’s not to like Reviewed on: 31st July 2023

No interest credit!

Pay in 3months with no interest is a great idea! I have used it a few times and help spread the cost. Paypal also has very good consumer protection and helped me claim back money from a company that went into administration. Great service overall! Reviewed on: 31st July 2023

excellent products and service

Very good customer service, 9 out of 10, and great gamma of products on offer. Easy to apply and to use when accepted. I recommend the service. Reviewed on: 31st July 2023

Best credit provider in market

PayPal credit is easy and hassle free. It's transparent and pay in 3 has made life very easy. Highly recommend it to anyone who is looking for the credit. Reviewed on: 31st July 2023

Excellent credit provider

Paypal being a family creditors to me for years, it help me a lot, just as a family member, when I need I just take and pay it back on time. Reviewed on: 31st July 2023

Absolutely perfect

The idea of buying some of my larger more expensive woodworking machinery and have the opertunity to pay it within 4 months with no interest is fantastic. Knowing if I have a machine breaking down and having the means to replace it with no interest is so great. And even if I do go over 4 months the interest rate is competitive. Reviewed on: 31st July 2023

PayPal

Excellent service all the time so helpful outstanding customer care services Reviewed on: 31st July 2023

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Loan
from Snap Finance 4.80 from 369 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 63880 reviews
Payments
from PayPal 4.73 from 3742 reviews
Credit card
from PayPal 4.70 from 95 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub