Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,954 reviews, last reviewed 9th Jun 2026
3735650% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal just works so well, excellent communication a... Paypal just works so well, excellent communication and just an all round great experience Reviewed on: 9th June 2026
Nick Westbury 's avatar
Nick Westbury

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (131954)

PayPal its number one

5
PayPal that's something I can recommend Reviewed on: 27th October 2022
Maciej Gorecki's avatar
Maciej Gorecki

Fast and easy

5
Good service easily available. Can easily check balance and payments on app. Reviewed on: 14th August 2022
Shajidur Rahman's avatar
Shajidur Rahman

He is a friendly and easy to use, especially with multiple websites

5
I’m using the service for last few year and it really easy to use and love how lot of online stores have PayPal embedded making it easier to use PayPal credit Reviewed on: 14th August 2022
Ali Darwash's avatar
Ali Darwash

Straight forward PayPal

5
I love the fact PayPal made any transactions so simple. Reviewed on: 14th August 2022
Ms S W St-Ph's avatar
Ms S W St-Ph

The best credit card ever!

5
Wish I joined sooner got to be the best credit card going, hopefully more shops will except PayPal credit card payments soon! Reviewed on: 14th August 2022
Mr Review's avatar
Mr Review

Payp credit

4
Awsome option whe you needed credit. I always made payments on time so had no issues. When covid hit the credit limit was brought down to 1500 and nevet went back to what it was.. Reviewed on: 14th August 2022
Inta Andriksone's avatar
Inta Andriksone

Paypal Credit is great

5
PP Credit is great because it allows me to be able to afford bigger more costlier items and spread the cost over a larger amount of time. Highly recommend it Reviewed on: 14th August 2022
Matthew A's avatar
Matthew A

Paypal for Online Payments

5
I have been using Paypal for quite a few years now and is my go to provider when shopping online. That way I dont have to enter my personal bank details. I have never had a problem with Paypal so when they launched their credit deal to pay for items over three months I signed up for it. Have made several large purchases and Paypal has been superb throughout. As long as you are finacially savy and pay you bills on time Paypal Credit is brilliant. Reviewed on: 14th August 2022
Buster West's avatar
Buster West

Easy quick and safe

4
Make payments quick and safe have an easy access to help and support without having to Waite on hold is a god send Reviewed on: 14th August 2022
stephen evans's avatar
stephen evans

Amazing

5
I love it. Easy and no problem to use Reviewed on: 14th August 2022
Amgad Khalil's avatar
Amgad Khalil

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill