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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (131499 reviews)

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4.74

Based on 131,499 reviews, last reviewed 9th Jun 2026

3714550% increase in 5 star reviews

in the past 90 days

10550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy and convenient to use when online... PayPal is so easy and convenient to use when online shopping Reviewed on: 9th June 2026

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (131499)

Paypal Credit

Easy to use, extremely helpful! Works on a variety of different websites and comes in handy when you most need it... Reviewed on: 5th August 2022

Great short term payment

Great for when i cant fully pay something off, paypal always has my back Reviewed on: 5th August 2022

Great and simple service

Amazing using PayPal Credit as very straightforward to use and when issues arise their customer support is quick and effective in sorting out the problem. Reviewed on: 4th August 2022

Oh yeah

I opened this account very fast i got Huge credit limit for begining. They took low interest for burrowed amounts. Reviewed on: 4th August 2022

Excellent service and product

Paypal credit is excellent, so esy to use and can be used at numerous locations. Reviewed on: 4th August 2022

Makes wishlists possible

Thankfully PayPal credit helps you spread out costs on big purchases. They offer flexibility to spread costs out and makes items in your wishlist possible to buy. Reviewed on: 4th August 2022

Great credit Facility

I love the fact they offer interest free in all purchases for a 4 month period , it’s a great way to buy bigger purchases and pay them off Reviewed on: 4th August 2022

Simple fast system anybody can enjoy..

As a regular buyer on e-bay i find paypal credit gives me the confidence to purchase more than i item at a time with 3 easy payment system. 5 star. and all the protection free. Reviewed on: 4th August 2022

Easy to go with and makes life better

You would think that just because its another credit product, its all the same, but it is not. It is versatile, it is easy to use and tailor to your own need or style. Monthly payments? no probs. Interest free instalments? no problem. Rolling credit? No problem. It is as flexible as you need it to be. Reviewed on: 4th August 2022

Why use anyone else

Credit made easy when needed, promotional deals of four months interest free helps spread the cost with no additional cost. Reviewed on: 4th August 2022

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