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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (131235 reviews)

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4.74

Based on 131,234 reviews, last reviewed 9th Jun 2026

3702200% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use and keep track of. Easy to use and keep track of. No issues so far Reviewed on: 9th June 2026

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (131235)

Easy!

Love the pay in 3 and free credit for 4 months on larger purchases. Easy to keep a track on my spending. Reviewed on: 9th July 2022

Paypal credit spread payments for big items which can be hard to afford to pay all at once

Paypal credit is very handy for online spending, with a choice to spread payments for big items which can be hard to afford to pay all at once Reviewed on: 9th July 2022

Spreads the cost interest free!

Love the 0% pay in three offers. The PayPal app makes tracking payments and investments super easy Reviewed on: 9th July 2022

The best app to receive money.

Have been using PayPal for couple of years now and I have not get any issue with them. There customer service is really good and will come to your assistance if you need any help and information. Starting to use PayPal credit has add an amazing experience in using PayPal. They give you enough time to pay your credit with no interest. That's why I recommend PayPal to everyone so they can also enjoy some of there great service Reviewed on: 9th July 2022

Excellent service

Absolutely remarkable and recommended for financial support. Reviewed on: 9th July 2022

Excellent and responsible lending

This is one of the best credit lenders I’ve been using and they are fast, efficient, helpful and very responsible in lending Reviewed on: 9th July 2022

Fast & easy

It's a pefect way to pay for online shopping. Fast and easy. Reviewed on: 9th July 2022

excellent

Really helpful and easy to deal with, great services. Excellent, thank you Reviewed on: 9th July 2022

Financial support

Very trustworthy, and always comes handy Reviewed on: 9th July 2022

Quality and accurate service

I never had a problem with paypal credit and their over £99 for 4 instalments %0 interest offer is fantastic Reviewed on: 9th July 2022

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