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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 130,945 reviews, last reviewed 9th Jun 2026
3689250% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit service I haven't needed to interact with customer service so I can't comment on that. However, I have made a few big purchases recently and I am grateful for... Read more Reviewed on: 9th June 2026
Emily c's avatar
Emily c

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (130945)

Amazing

5
reliable and amazing. trustworthy Reviewed on: 8th July 2022
mr's avatar
mr

Fits my Lifestyle !

4
It's a flexible friend !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 8th July 2022
Paul Jones's avatar
Paul Jones

I love it

5
Paypal Credit is really easy to use and allows me to spread out payments and have more flexibility. I love it. It's really helped me out these last few months. Reviewed on: 8th July 2022
Dolapo's avatar
Dolapo

Very good card, easy to use and manage, gives you peace of mind.

5
This is a very good opportunity to help you to shop when you don't have money. PayPal gives you a credit to use at any time whereas you can pay back a very small money, the amount that any one can afford. With PayPal you can have peace of money. Reviewed on: 8th July 2022
Maria's avatar
Maria

Credit Where Credit due?

5
Because I am disabled "PayPal Credit" is very useful for online purchases. I don't get out much and for that expensive I can spread out the cost. Reviewed on: 8th July 2022
Charles Boyce's avatar
Charles Boyce

Secure, quick, easy

5
Its really helpful and easy. Trustable and excellent customer service Reviewed on: 8th July 2022
Zahra hatami 's avatar
Zahra hatami

Great way to spread the cost

5
I think PayPal credit is great, however they do need notifications to remind you to pay your credit every month ! However, over all it’s efficient and easy to spread the cost of spending each month on bigger payments. Reviewed on: 8th July 2022
Chloe 's avatar
Chloe

Its very simple and easy to use

5
I'm using the app all the time and every wears because it is easy and Covering everything I need to buy it Reviewed on: 8th July 2022
Khaled Soly's avatar
Khaled Soly

Consumer friendly

5
Makes life simple with no pressure Reviewed on: 8th July 2022
Stephen Bustin's avatar
Stephen Bustin

Flexible and easy payment method

5
Peace of mind knowing your payment and transaction is secure. Easy flexible method of payment with 0% interest option is a nice perk. Reviewed on: 8th July 2022
Jumo2000's avatar
Jumo2000

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