Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (131236 reviews)

View other PayPal products

4.74

Based on 131,236 reviews, last reviewed 9th Jun 2026

3702300% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use PayPal is easy and straightforward to work with Reviewed on: 9th June 2026

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (131236)

Easy 2 use

Love the credit is so handy when I'm short off money befor pay day especially if I have any car problems but I can use it pretty much anywhere these days Reviewed on: 8th July 2022

Excellent product

Very convenient product and super easy to use. Brilliant 4 instalments with 0%. Used so many times esp. for bigger purchases. Reviewed on: 8th July 2022

Ready when you needed

I manage to split couple of purchases thanks to PayPal credit. Very useful. Thank you Reviewed on: 8th July 2022

Excellent

PayPal credit is quick and easy to use. I find managing it super easy and takes the pressure off on the unexpected purchases. Reviewed on: 8th July 2022

Very reasonable and reliable service

I am very satisfied with this service Reviewed on: 8th July 2022

Amazing purchasing power

Frees up my ability to pay for things much easier Reviewed on: 8th July 2022

Easy interest free

Very easy, hassle free interest free option Reviewed on: 8th July 2022

excellent.

Paypal credit facility it is helpful to me and my family. Reviewed on: 8th July 2022

All good like always

Its good that they start trading crypto, everything is alright , thank you Reviewed on: 8th July 2022

Great service

Very helpful, great customer service Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 63298 reviews
Payments
from PayPal 4.73 from 3742 reviews
Credit card
from PayPal 4.70 from 95 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub