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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (131499 reviews)

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4.74

Based on 131,499 reviews, last reviewed 9th Jun 2026

3714550% increase in 5 star reviews

in the past 90 days

10550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy and convenient to use when online... PayPal is so easy and convenient to use when online shopping Reviewed on: 9th June 2026

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (131499)

PayPal is my winner

I have recently used both pay in 3 and Paypal credit for purchases and the process is simply and easy to understand. It's a great service and there when I need it Reviewed on: 28th July 2022

They're decent enough

Fees too high though if you're transferring money Reviewed on: 28th July 2022

online credit

Perfect addition for using paypal online Reviewed on: 28th July 2022

Paypal Credit Rev

Given my time since been accepted i can only say its a wonderful service and plenty of notice about the minimum payment per month and the offer of 4 months intrest free on £99+ i very handy Reviewed on: 28th July 2022

Flexibility

Best in class, always sweet offers, great service. Reviewed on: 28th July 2022

Amazing!

Such a great experience using PayPal, it makes purchases so much easier and also love the fact that you can pay in 3 instalments. Reviewed on: 28th July 2022

Excellent!!!

Using PayPal credit to book my wife and I a BabyMoon trip was so helpful and useful, especially with the 4 months 0% interest help me spread the cost and make it the best trip possible! Thank you PayPal Reviewed on: 28th July 2022

Simple and easy credit options

Really easy to use and it's great that so many places now accept paypal as a payment option. Nice easy portal to review transactions and make payments. Reviewed on: 28th July 2022

PayPal credit is great

It's easy to use, ensures secure payments and provides protection for customers. Reviewed on: 28th July 2022

works well

works well never had any issues at all Reviewed on: 28th July 2022

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