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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,737 reviews, last reviewed 9th Jun 2026
3725550% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's good, easy to use and secure It's good, easy to use and secure Reviewed on: 9th June 2026
Grave's avatar
Grave

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131737)

Life Saver

5
If it wasn’t for paypal credit i wouldn’t be able to survive right now 4 kids wife ect it’s literally saved me so many times.. i appreciate paypal credit ! Reviewed on: 11th August 2022
Matt Masey_vapes's avatar
Matt Masey_vapes

All is good

5
Purchase and pay later good send money receive with in seconds Reviewed on: 11th August 2022
Kaliyamoorthy's avatar
Kaliyamoorthy

Brilliant

5
Brilliant and easy service to use. Reviewed on: 11th August 2022
Natt Moore's avatar
Natt Moore

Super

5
Very easy to work everything works fast Super relationship and time saving Reviewed on: 11th August 2022
Vitalijs Andzans's avatar
Vitalijs Andzans

Very to use

5
I would recommend PayPal to everyone. Most of the time I find great offers where Paypal pays for you and you only Start paying them back after 6 Months. Reviewed on: 11th August 2022
Nadeem Shaheen's avatar
Nadeem Shaheen

So quick and simple easy to understand and up to 4 months interest free for larger purposes

5
I bought with PayPal credit Which was simple but then I was amazed to find I paid no interest if settled within 4 months. Reviewed on: 11th August 2022
Rosemary Biggin's avatar
Rosemary Biggin

Great Experience

5
Everything is easy to access and manage. My favourite part about PayPal Credit is the pay in 3 scheme, allowing me to utilise my credit in a much more convenient manner than other credit companies! Reviewed on: 11th August 2022
Isabella Clark's avatar
Isabella Clark

Easy and quick to use

4
Not very time consuming, many useful features which includes the pay in 3 method Reviewed on: 11th August 2022
Stefano Guida's avatar
Stefano Guida

High Interest Rates but great experience

5
PayPal Credit is really convenient and easy to use, even if the High Interest Rates stop you from paying it off in a reasonable manner. Reviewed on: 11th August 2022
Joseph Griffiths-Bloor's avatar
Joseph Griffiths-Bloor

Convenient way to spread cost

5
Paypal credit is great for buying household goods such as furniture etc, the introductory interest free periods are very reasonable. This allows you to have all your finance in one place rather than loads of separate credit agreements. The credit limit I have is also quite reasonable. The customer service is also great. Reviewed on: 11th August 2022
Mark Wiseman's avatar
Mark Wiseman

Review PayPal: PayPal Credit now

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