Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132231 reviews)

View other PayPal products

4.74

Based on 132,230 reviews, last reviewed 9th Jun 2026

3748300% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Lovely secure way of paying I love having the option... Lovely secure way of paying I love having the option to use this Reviewed on: 9th June 2026

Latest lowest rating:

1

PayPal credit deducted all my refund money because o... PayPal credit deducted all my refund money because of another agreement which was not pay in 4, it was another agreement of Samsung which I had to pay... Read more Reviewed on: 9th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (132231)

Helpful Credit

The credit balance and allowing me to pay after 4 months of 0% interest free credit really helped me with some anxiety that came along with upcoming payments. Reviewed on: 12th June 2023

Peace of mind while using online.

Money back guarantee and feel safe while using it online as they don't share your bank or card details. Reviewed on: 11th June 2023

excellent

I bought a lot of stuff and it was easy to pay Reviewed on: 10th June 2023

Perfect paypal

I love the app. I find it handy that it reminds me when I am due to make a payment. The pay over r is perfect of I find myself having a tight month financially and its perfect with 0% interest Reviewed on: 8th June 2023

4 months 0% credit

This has helped me out a lot when a cost comes in when you are not expecting it. Reviewed on: 5th June 2023

Paypal credit

I trust Paypal and easy to use and can pay over 4 months interest free for anything over £99.00 Reviewed on: 5th June 2023

Great

Used these guys for many different things and never had any problems. Reviewed on: 5th June 2023

PaypalCredit-A life saver

Paypal Pay in 3 and PaypalCredit has saved my financial bacon in so many ways both before and during the cost of living crisis. As a self emplyed professional it has enabled me to pay my annual professional membership without which I could not practice. I travel a lot and so cost of train tickets as well as larger personal purchases have been made super easy to manage using both facilities. Due to app ans the fact that it is well intergrated with many merchant platforms , the process of payment s fuss free.. I only hope they increase my credit balance or interest free payment period... . It has so far been a blessing. Reviewed on: 5th June 2023

Safe and secure protected payments

Couldn’t be happier using PayPal. Always feel protected with my swift online payments Reviewed on: 5th June 2023

Good for PayPal credit

Supported me while buying big furnitures through 0 % interest free for 4 months offer in PayPal credit for every £99 spend Reviewed on: 4th June 2023

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Loan
from Snap Finance 4.80 from 369 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 63897 reviews
Payments
from PayPal 4.73 from 3742 reviews
Credit card
from PayPal 4.70 from 95 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub