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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,551 reviews, last reviewed 9th Jun 2026
3762300% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve really enjoyed my experience they resolve my pr... I’ve really enjoyed my experience they resolve my problem everytime. Reviewed on: 9th June 2026
Ayisha A's avatar
Ayisha A

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132551)

PayPal efficientcy

5
Have always used PayPal for online transactions never been a problem even with PayPal credit . Reviewed on: 11th May 2024
Roger the good one 's avatar
Roger the good one

No.1 option for me! Best company to deal with

5
Paypal Credit is always the first option I use when I am unable to make a payment on a purchase right away! So handy to have and it helps it’s 0% interest for 4 months so it gives me time to pay off my credit. The customer service from PayPal has always been helpful and unbeaten by any other company. Reviewed on: 11th May 2024
Maya T's avatar
Maya T

Their services and flexibility in payment methods ar...

5
Their services and flexibility in payment methods are fantastic. The whole process is easy to use from start to finish as well as the additional security PayPal provides. Reviewed on: 11th May 2024
Naseem A's avatar
Naseem A

Only thing I can say is great service

5
Only thing I can say is great service Reviewed on: 11th May 2024
Kaan 's avatar
Kaan

A good interest arate and flexible payment options

5
A good interest arate and flexible payment options Reviewed on: 11th May 2024
Leigh S's avatar
Leigh S

I love PayPal

5
I've always found using PayPal to receive and pay money so easy. On a few occasions when I've had to phone in, not only is the call centre in the same country, the assistants have been happy, helpful and couldn't have been more efficient. I love PayPal ❤️ Reviewed on: 10th May 2024
tracy c's avatar
tracy c

paypal is always there when i need.

5
paypal is always there when i need. thx paypal Reviewed on: 10th May 2024
jasbir s's avatar
jasbir s

Amazing and well recommended.

5
Amazing and well recommended. Makes life easier for me and family Reviewed on: 10th May 2024
Musa J's avatar
Musa J

Awesome!!

5
Paupal credit has one of the best customer care service all there Reviewed on: 10th May 2024
Abraham 's avatar
Abraham

Super relaxed and easy

5
Easy to send money between friends and fantastic for spreading payments over months without extra fees Reviewed on: 10th May 2024
Niall R's avatar
Niall R

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