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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,648 reviews, last reviewed 10th Jun 2026
3766650% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Never had a problem with PayPal even helped with dodgy payments Reviewed on: 10th June 2026
Karen J's avatar
Karen J

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132648)

Good innit!

5
Good innit! Financial flexibility which helps you spread payments short term at zero %. Also great for your credit rating Reviewed on: 11th May 2024
Hez's avatar
Hez

Always find what I need, competitive prices to match

5
Always find what I need, competitive prices to match Reviewed on: 11th May 2024
Kevin potts's avatar
Kevin potts

Easy processes from purchasing items to the differen...

5
Easy processes from purchasing items to the different ways you can pay your balance Reviewed on: 11th May 2024
Stephen G's avatar
Stephen G

Mild issues

5
There has been a few times the system has gone wrong I.E payments was not showing as taken or over taken and quick message to them fixed issue. Only other issue is it not always recognising my cards details as correct home address, i have checked multiple times an even had customer service check and its on their end just refusing to accept it is correct. Reviewed on: 11th May 2024
Glen S's avatar
Glen S

Flexible and easy to use

5
Flexible and easy to use, a great way to buy online. Makes checkout easy and flexible ways to pay. Reviewed on: 11th May 2024
Sarah 's avatar
Sarah

Excellent, good app, quick transaction's.

5
Excellent, good app, quick transaction's. Reviewed on: 11th May 2024
Kristopha's avatar
Kristopha

Use PayPal everyday for everything

5
I use paypal everyday, it's had been a very good experience Reviewed on: 11th May 2024
Edival E ANUNCIACAO 's avatar
Edival E ANUNCIACAO

Paypal is brilliant it provides a secure way of tran...

5
Paypal is brilliant it provides a secure way of transferring funds buying or selling with strangers for peace of mind and also that great is that with borrowing you can payback extra with ease if and when you choose couldnt reccommend it anymore. Reviewed on: 11th May 2024
Ashley s's avatar
Ashley s

Good easy to use - recommended .

4
Good easy to use - recommended . I would like to see better customer service for refunds Reviewed on: 11th May 2024
Alexandros Kotsonis's avatar
Alexandros Kotsonis

I got some refunds from couple months ago, and the t...

5
I got some refunds from couple months ago, and the team was so helpful and solved the issue, I appreciate it, thanks Reviewed on: 11th May 2024
Kay Hng's avatar
Kay Hng

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