Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,084 reviews, last reviewed 9th Jun 2026
3741800% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal, Pay-fect... Perfect, easy, seamless, excellent. Reviewed on: 9th June 2026
Daniel B's avatar
Daniel B

Latest lowest rating:

2

Your credit card did not work in dubia,or on line bo... Your credit card did not work in dubia,or on line bookings Reviewed on: 9th June 2026
Craig A's avatar
Craig A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (132084)

Easy and handy

5
Handy to have, easy to apply for with no stress. Repayments are also very easy Reviewed on: 13th August 2022
Donna Sarney's avatar
Donna Sarney

PayPal Credit is easy to use.

5
If you need a little time to pay, PayPal Credit is ideal. Pay the minimum amount, or pay your total off gradually as you can afford it, it is easy and up to you! Reviewed on: 13th August 2022
Amanda Hannaford's avatar
Amanda Hannaford

Comes in handy often enough.

4
Due to its minimum £99 pound spending to use, means its not getting used all the time but comes in ckutch when you need tk bjy something slightly expensive before your paycheck comes through. Reviewed on: 13th August 2022
Banusan Lavinderan's avatar
Banusan Lavinderan

Excellent Service and value for money PayPal

5
Never ever had a problem with PayPal and PayPal Credit is a brilliant way to spread to spread the cost a little with four months of interest-free credit. Reviewed on: 13th August 2022
Andrew Ash's avatar
Andrew Ash

Excellent Service

5
Hassle free. Easy to use. Easy to track and stay upto date. Reviewed on: 13th August 2022
Harriet Sawyer's avatar
Harriet Sawyer

Great Way to spread the cost

5
PayPal has helped me and it’s convenient because many sites used PayPal payment Reviewed on: 13th August 2022
Makah's avatar
Makah

PayPal credit

5
PayPal credit has allowed me to manage my finances much better throughout the cost of living crisis. It has not only allowed me to fund relatives and loved ones birthdays and Christmases, but it has allowed me to get my personal fiannces in order and to have peace of mind if or when an emergency was to take place. I highly recommend PayPal credit for its freedom and flexibility and how much it has assisted me this year! Reviewed on: 13th August 2022
Jamie's avatar
Jamie

easy

5
Easy to use and keep track of, splitting into 3 also great Reviewed on: 13th August 2022
Elise Stock's avatar
Elise Stock

Quick and easy

5
Quick and easy to set-up, fairly priced offers. Love it. Reviewed on: 13th August 2022
bratjuzeff Nakrewka's avatar
bratjuzeff Nakrewka

Efficient

5
Great and amazing service..Super prompt and reliable. Reviewed on: 13th August 2022
James Ikeji's avatar
James Ikeji

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill