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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,603 reviews, last reviewed 9th Jun 2026
3719400% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant! Brilliant! I needed a new tumble drier but was low on funds for a big purchase and PayPal credit helped me pay for my item and I had to pay it back ov... Read more Reviewed on: 9th June 2026
Katie H's avatar
Katie H

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131603)

Interest free!!

5
Great interest free deal available App is easy to use and clear to see where money is going and what is due! Reviewed on: 12th July 2022
Damian's avatar
Damian

Absolute Peace of Mind

5
Pay Pal is absolute Peace of mind and trusted credit agency. Reviewed on: 12th July 2022
M Ilyas's avatar
M Ilyas

User friendly and people friendly

5
Finally feel trusted again, I will and do recommend PayPal Reviewed on: 12th July 2022
Chris Murrell's avatar
Chris Murrell

PayPal is great

4
PayPal is great and useful when buying on line, but my only bug bear (which is why I did not give it 5 stars) is if you miss a single payment they put it straight on your credit record. I missed a single payment as I had moved my payment date (so two payments in a short period - so I forgot). Paid immediately when they emailed me but they had already put it on my credit record (even though I had never missed a payment before) and paid up almost immediately after. I feel they should give clients a short period of time after they send out the reminder in case its a genuine error. Also I have been with them for quite some time and they have never increased my limit even though I use it regularly for payment and always pay my monthly payments on time, AND I also have a good credit record. Reviewed on: 12th July 2022
Dee's avatar
Dee

Difficult period

5
It comes in handy during this difficult financial period. Reviewed on: 11th July 2022
Ronald tagoe's avatar
Ronald tagoe

Fantastic flexibility and payment

5
Not only is PayPal credit easy to use, it gives you 4 months of 0% interest free, hence it helps you build your credit. It’s very trustworthy and it has given me flexibility like no other company could. I’d recommend this to everyone. Reviewed on: 11th July 2022
Apui Lailung's avatar
Apui Lailung

PayPal - A Real Friend in a Time of need

5
What a refreshing company Paypal is. Their credit card with 0% interest for 4 months if certainly a most welcome tonic in these difficult times. Reviewed on: 11th July 2022
Graham's avatar
Graham

Flexibility

5
It is a very good and flexible feature to borrow money and plan to pay back Reviewed on: 11th July 2022
Furkhanul Haque's avatar
Furkhanul Haque

Good service

5
Always had good service. No complaint Reviewed on: 11th July 2022
Tomos Morris's avatar
Tomos Morris

Great service!

5
I use PayPal for 99% of my online purchases and I wouldn't use anything else. Great service! Reviewed on: 11th July 2022
Conrad Icer's avatar
Conrad Icer

Review PayPal: PayPal Credit now

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