Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (131365 reviews)

View other PayPal products

4.74

Based on 131,365 reviews, last reviewed 9th Jun 2026

3708400% increase in 5 star reviews

in the past 90 days

10550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Working well and manageble using the app Working well and manageble using the app Reviewed on: 9th June 2026

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (131365)

credit card

great service very easy to use more people starting to except it Reviewed on: 8th July 2022

Super

Paypall is good for every pupils that want to make life easier Reviewed on: 8th July 2022

Supportive product

PayPal Credit provides a extended life line support in terms of reliable credit with zero interest rate for first three months. It gives one a breather on charges. Reviewed on: 8th July 2022

Very good

Very good service and easy to maintain/ monitor online. Reviewed on: 8th July 2022

Value for money

Saved a fortune in interest over the last year which means I often buy better quality! Reviewed on: 8th July 2022

Ease of access

The whole process is straightforward and very quick and easy. Reviewed on: 8th July 2022

Sum up your payment in different instalment.

This is on of the best way to sum up your payment in instalments as agreed by PayPal with zero percent interest. I recommend Reviewed on: 8th July 2022

Great service and easy to use

Been using PayPal for a while now ,and Paypal credit is one of the best credit schemes you can have ,on the tip of your fingers and need to spend as much as £99 to have 0 intrest offer for 4 months .A must have service for everybody that dont wanna wait for pay day to buy things .Reccomend 100% Reviewed on: 8th July 2022

PayPal is always an great option

Being using PayPal for years and the credit option has always been great, they offer great deals on their interest rates Reviewed on: 8th July 2022

Brilliant andGood and fast

Very well no issue,good customer service Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.73 from 3742 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.80 from 369 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 63388 reviews
Payments
from PayPal 4.73 from 3742 reviews
Credit card
from PayPal 4.70 from 95 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub