Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 130,703 reviews, last reviewed 9th Jun 2026
3678400% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple process Easy to use and helpful to spread the cost of purchases. Reviewed on: 9th June 2026
Angela R's avatar
Angela R

Latest lowest rating:

1

I have been scammed which paid through PayPal and pa... I have been scammed which paid through PayPal and paypale refused to refund me. I have got 3000 paypale points i havent been able to use them for the ... Read more Reviewed on: 9th June 2026
A P's avatar
A P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (130703)

Mr omar

5
It's very good and you can use it anywhere but it is good if can be using as well in the shop. Reviewed on: 8th July 2022
omar jawud's avatar
omar jawud

Convenient credit

5
An easy and convenient way to spread the cost of moderate to expensive items. I have used it many times and as long as I budget for the repayments ,whether it be 3 or 4 months it allows me to purchase things I normally cannot afford to pay for in one go. A very user friendly app allows me to easily set up an automatic repayment or one offs. Reviewed on: 8th July 2022
Nicola Nicolai's avatar
Nicola Nicolai

Easiest way to pay!

5
I love this option of paying for goods from Paypal! It's allowed me to do all kinds of home improvements! Easy, simple payment processing. Clear billing statement system and easy to make payments off your balance. Reviewed on: 8th July 2022
Jules Chun's avatar
Jules Chun

Very efficient way to buy

5
Easy to use. Allows people to buy goods with no pressure attached. Fantastic terms. 0% offered. Reviewed on: 8th July 2022
Einion Williams's avatar
Einion Williams

My PayPal

5
I use PayPal for all my purchase, they’re excellent, safe and secure. PayPal bravo to you. Reviewed on: 8th July 2022
Bosede Akinlade's avatar
Bosede Akinlade

PayPal credit is so convenient and useful

5
Love my PayPal credit. Always easy to use and convenient to have to hand for new purchases! PayPal always offer support and have great customer service. Reviewed on: 8th July 2022
Tara hemphill's avatar
Tara hemphill

PayPal credit is so easy to use

5
PaylPal credit is such an easy tool to use, with just a few clicks, you can make your online purchase and have extra time to make the payment. Reviewed on: 8th July 2022
Mirela de Lacerda's avatar
Mirela de Lacerda

It is great, very helpful.

5
It is great and very useful. It helps with needing to buy extra things Reviewed on: 8th July 2022
Jg's avatar
Jg

Good service

5
Good customer service. I am loving use it. Reviewed on: 8th July 2022
Isa's avatar
Isa

pay pal is the best

5
pay pal is the safest for paying on line I would recomend to anyone 1`09% Reviewed on: 8th July 2022
alan's avatar
alan

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill