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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,039 reviews, last reviewed 9th Jun 2026
3693450% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A name i can trust My go too when i want to purchase something over a longer period. Reviewed on: 9th June 2026
Phill's avatar
Phill

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131039)

Always Use PayPal

5
I have been using PayPal for many years. Just recently I signed up for PayPal Credit, it's a great way to purchase something you need with the option of zero interest if paid within 4 months. This is a great way to manage finances over a 4 month period instead of having to pay for all of it at once. I have found this method very helpful. Reviewed on: 8th July 2022
John F's avatar
John F

Easy service

5
Makes it easy to spread the cost, aware of monthly payment and if there’s and issue it is resolved promptly Reviewed on: 8th July 2022
Guy1sara@sky.com's avatar
[email protected]

Useful

5
Interest free borrowing for 4 months. Its a very good deal! Reviewed on: 8th July 2022
willow liberto's avatar
willow liberto

Easy to use.

5
PayPal credit is better as if you have a problem. They are there to help and get your money back. Reviewed on: 8th July 2022
Jean Wragg's avatar
Jean Wragg

Excellent

5
Really handy if I want something there and then Reviewed on: 8th July 2022
Jimmy Morse's avatar
Jimmy Morse

Great for breaking up big purchases

5
I have used PayPal credit a number of times now. It is really helpful on big purchases such as Laptops or mobile phones as it is possible to spread the cost over 4 months without being charged interest. Reviewed on: 8th July 2022
M J SHAWMEISTER's avatar
M J SHAWMEISTER

Credit

5
Very useful right now i needed this Reviewed on: 8th July 2022
Nigel Dennis's avatar
Nigel Dennis

Excellent

5
I bought a new TV, smartphone and lens without feeling a burden on the monthly budget! Reviewed on: 8th July 2022
Yasen Tsonev's avatar
Yasen Tsonev

Great service

5
It’s great to spread the cost out over 4 months interest free Reviewed on: 8th July 2022
Erin's avatar
Erin

Excellent!!!

5
In my opinion the best credit I have had is PayPal Credit!!! Reviewed on: 8th July 2022
Krzysztof's avatar
Krzysztof

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