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PayPal: PayPal Credit reviews

4.74
Based on 131,365 reviews, last reviewed 9th Jun 2026
3708400% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Working well and manageble using the app Working well and manageble using the app Reviewed on: 9th June 2026
Zoe B's avatar
Zoe B

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (131365)

Simple and efficient

5
I applied for it in order to buy my phone and in 2 days the order was also processed. The ease to apply and the swiftness of the process makes this a great service and product. Reviewed on: 8th July 2022

Excellent Service

5
PayPal is super convenient and the Credit they offer is really flexible and easy to use. Reviewed on: 8th July 2022

Amazing

5
The service they over is so easy to set up and use always quick to help Reviewed on: 8th July 2022

Flexible finance

5
PayPal credit is amazing. The app is clear and easy to use. Reviewed on: 8th July 2022

Excellent service without interest and a lot of flexibility

5
It is wonderful, Paypal allows a lot of flexibility to consumers and that's amazing. Reviewed on: 8th July 2022

I very happy

5
Very good company. I recommend everyone to use it Reviewed on: 8th July 2022

Best card on the market

5
Always buy with confidence and feel protected when using my pay pal credit Reviewed on: 8th July 2022

One love

5
It is the only way i pay for anything online. Paypal is the future of online payments. Reviewed on: 8th July 2022

High recommend

5
100% to trust , and very reliable Reviewed on: 8th July 2022

Income/Pocket Friendly Service

5
PayPal Credit is a super easy,convenient and transparent method of spreading payments that makes ones pocket not to bleed. Saves one from a lot of financial/bills stress with added excellent customer service. Reviewed on: 8th July 2022

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Help others make smarter decisions by sharing your own experience. Write a review