Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.74
Based on 131,851 reviews, last reviewed 9th Jun 2026
3730950% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service When I've come when I've contacted Paypal to help me with matters they've always been answered me straight away and been very helpful Reviewed on: 9th June 2026
Jodie Stratton's avatar
Jodie Stratton

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (131851)

Good

5
Good company, make my shopping life much easier Reviewed on: 7th August 2022

very quick and easy to use

5
helped with my housing renovation plans and very easy to use Reviewed on: 7th August 2022

Peace of mind

5
Paypal got my back when I make purchases so if anything goes wrong I don't have to worry. I Always pay with PayPal its the safest way to go. Customer service is excellent, curteous, helpful and precise. What's not to love. Reviewed on: 6th August 2022

Great service

5
The flexibility of PayPal credit and the ease of access makes it a great payment method. Reviewed on: 6th August 2022

good

5
PayPal is just there when you need it. Reviewed on: 6th August 2022

Makes life easier

5
I recommend everyone to use paypal credit. The ability to pay off quickly and at no additional cost is a big advantage. Reviewed on: 6th August 2022

Excellent service

5
I have been using paypal for over 8 years now and never had any complains to make Reviewed on: 6th August 2022

Gives me hassle free extra flexibility

5
During these difficult times it's nice to be able to put a large appliance on paypal credit to pay it off over 4 months rather than taking the hit all at once. Reviewed on: 6th August 2022

Safe Quick Easy

5
Fast safe and easy way to buy products and services both online and on the high street Reviewed on: 6th August 2022

Best payment method

5
PayPal payment is the best payment option when making payment on any website and even in store. PayPal credit pay in 3 plan is fantastic. At Paypal you don't have to carry cards, spend choose card and pay. Reviewed on: 6th August 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 63706 reviews
    PayPal
  • Payments

    from PayPal 4.73 from 3742 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 95 reviews
    PayPal
    View all products