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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132083 reviews)

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4.74

Based on 132,083 reviews, last reviewed 9th Jun 2026

3741750% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Overall very easy to understand. Overall very easy to understand.fair .simple steps good options. On comparison good rates. Reviewed on: 9th June 2026

Latest lowest rating:

2

Your credit card did not work in dubia,or on line bo... Your credit card did not work in dubia,or on line bookings Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132083)

Very user friendly and super efficient

Always helpful to aid cash flow - use it mostly for buying online. Great credit limit and very easy to keep an eye in my spending. Reviewed on: 12th August 2022

Convenient

So easy and convenient . Great way to pay for goids Reviewed on: 12th August 2022

Great credit

I feel very confident using Paypal credit - very easy to use and no jargon words Reviewed on: 12th August 2022

Great support

Great company, with great option like pay in three. Reviewed on: 12th August 2022

Like the 4 month no commission

I like that you can use it for big purchases over £200 and pay it back over 4 months without having to pay any extra. Reviewed on: 12th August 2022

PayPal is your pal

Every little helps PayPal giving credit and time to make payments has helped me a lot thanks pal Reviewed on: 12th August 2022

Best credit card ever love you paypal

Its big amount credit card and give you enough time to pay back i love this thank you paypal Reviewed on: 12th August 2022

Ease of use

I love how easy it is to use. I can easily keep track of my spending, transfer money with ease and it’s great for online shopping Reviewed on: 12th August 2022

Easy and frictionless

It took less than 5 minutes to open an account and was such an easy process. PayPal credit is also accepted by a lot of vendors so you have access to a wide range of products and services. If you pay back purchases above £99 in 4 months you pay no interest which is an added bonus and you get £20 free credit when you join in. Really impressed with PayPal credit! Reviewed on: 12th August 2022

Paypal Credit good experience!.

Ive been with Paypal credit a fair whiles, ive never had any real issues. Customer service advisors have always been courteous and proffesional when ive had a query...so happy overall!. Reviewed on: 12th August 2022

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