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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,589 reviews, last reviewed 9th Jun 2026
3764100% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very happy with the experience I have had with using... Very happy with the experience I have had with using PayPal. Great service and great deals Reviewed on: 9th June 2026
Omid 's avatar
Omid

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132589)

Makes payments easy and affordable.

5
The credit is very accessible to use on the places where it is accepted. The spreading the cost option makes purchasing more affordable. Reviewed on: 31st July 2023
Sukh's avatar
Sukh

Pay by 3

5
Pay by 3 instalments is a very helpful facilty to have to spread the cost of a purchase Reviewed on: 31st July 2023
Robert Jones's avatar
Robert Jones

Get your credit here

5
Excellent credit at reasonable price, what’s not to like Reviewed on: 31st July 2023
Donna rainey's avatar
Donna rainey

No interest credit!

5
Pay in 3months with no interest is a great idea! I have used it a few times and help spread the cost. Paypal also has very good consumer protection and helped me claim back money from a company that went into administration. Great service overall! Reviewed on: 31st July 2023
GM's avatar
GM

excellent products and service

5
Very good customer service, 9 out of 10, and great gamma of products on offer. Easy to apply and to use when accepted. I recommend the service. Reviewed on: 31st July 2023
bzyk's avatar
bzyk

Best credit provider in market

5
PayPal credit is easy and hassle free. It's transparent and pay in 3 has made life very easy. Highly recommend it to anyone who is looking for the credit. Reviewed on: 31st July 2023
Adnan Saleem's avatar
Adnan Saleem

Excellent credit provider

5
Paypal being a family creditors to me for years, it help me a lot, just as a family member, when I need I just take and pay it back on time. Reviewed on: 31st July 2023
Antonio D's avatar
Antonio D

Absolutely perfect

5
The idea of buying some of my larger more expensive woodworking machinery and have the opertunity to pay it within 4 months with no interest is fantastic. Knowing if I have a machine breaking down and having the means to replace it with no interest is so great. And even if I do go over 4 months the interest rate is competitive. Reviewed on: 31st July 2023
James Walker's avatar
James Walker

PayPal

5
Excellent service all the time so helpful outstanding customer care services Reviewed on: 31st July 2023
Daniel Murray's avatar
Daniel Murray

Made very easy and manageable

5
The whole process from start to finish is surprisingly easy.... even managing payments, everything is at the click of a button, giving you full responsibility and control when you need it Reviewed on: 31st July 2023
Rush Miller's avatar
Rush Miller

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