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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132640 reviews)

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4.74

Based on 132,640 reviews, last reviewed 10th Jun 2026

3766300% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to navigate . Always have the flexibility with PayPal when shop online .Easy access to make smooth payment . Very convenient too . Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132640)

Great way to buy now pay later

I use it for the majority of my purchases, and I think is a very convenient way to shop on line, specially because paypal is accepted all over the world Reviewed on: 31st July 2023

Easy shop used Paypal credit

I very happy to used Paypal Credit Reviewed on: 31st July 2023

Good

Have an PayPal account and PayPal credit never had any issues with this Reviewed on: 31st July 2023

Good service without interest

Very convenient way of payment without interest. Reviewed on: 31st July 2023

Paypal Credit

Paypal Credit is so easy to use. The interface is really easy. You can choose how much you want to pay off and can easily make overpayments. Absolutely amazing product to have. It’s helped me out of a few scrapes when my kids have damaged something and I’ve not have the available cash to fix it, I’ve just used my PayPal credit to fix the issue and am able to pay it back a bit at a time. Absolutely excellent. Reviewed on: 31st July 2023

PayPal credit is an excellent credit provider

PayPal credit is an excellent credit provider. They also offer good service and responses to customers. Reviewed on: 31st July 2023

Amazing service

PayPal credit is so easy to use, it has helped me massively with the cost of living increases as I can pay over 4x months without interest. I have recently been made redundant and have a lot of family birthdays coming up, PayPal credit has ensured I can cover this and i am protected under PayPal terms. Reviewed on: 31st July 2023

PayPal credit

Have had PayPal and PayPal credit for many years,it’s easy to use, secure and interest rates are competitive with interest free on many deals over a number of months. Reviewed on: 31st July 2023

Easy application

PayPal credit never disappointed me . Always available form me . Beneficial that time when inflation high Reviewed on: 31st July 2023

Amazing

The paypall credit is amazing way to purchase something Reviewed on: 31st July 2023

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