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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132395 reviews)

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4.74

Based on 132,395 reviews, last reviewed 9th Jun 2026

3755150% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Good service It’s a good service that is easy to set up and use. Also like the protection it gives you when paying for an item Reviewed on: 9th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132395)

Flexible payment

Easy to manage flexible credit payment Reviewed on: 13th August 2022

Breakdown payments

Great way to breakdown large purchases into smaller payments. Reviewed on: 13th August 2022

Fantastic service

thanks to the service I was able to pay for my holiday. Easy way to pay off. Thanks Reviewed on: 13th August 2022

Best on the market

Always loved PayPal since I started using many years ago. Multi functional platform, that allows you to see and manage your money in many different formats I love it! Reviewed on: 13th August 2022

Recommend PayPal massively

I recommend PayPal credit card massively, it’s allowed me to gain more opportunities within my life at a young age. Its a simple process to set up and gives you reminders when you need to pay or you can even set up a direct debit (I prefer this way as it automatically leaves your bank) Reviewed on: 13th August 2022

Very convenient and easy to use

I used PayPal credit for nearly 3 yrs , easy to use , buy from online is so easy and buyer’s protection is also really nice . Reviewed on: 13th August 2022

Secure

PayPal credits are very secure. Easy and very helpful. I very happy with PayPal and I always use PayPal. And credit Reviewed on: 13th August 2022

Amazing

Amazing credit provider with wide range of vendors and suppliers Reviewed on: 13th August 2022

Easy to use, good at setting limits

I like being able to see whenever I make a purchase. Application was easy, the interface is user friendly and simple and I can keep track of my finances in one simple to understand dashboard. Reviewed on: 13th August 2022

Great when in need

All is good just would love the option to increase Reviewed on: 13th August 2022

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