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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,695 reviews, last reviewed 9th Jun 2026
3723600% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service and ease of use Would recommend to all... Good service and ease of use Would recommend to all Reviewed on: 9th June 2026
Margaret g's avatar
Margaret g

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131695)

PayPal credit a real help

5
Never used PayPal credit until recently the application was straight forward and the money was available instantly upon approval. Certainly recommend giving PayPal a try, payments easy via direct debit A real help when buying furniture Reviewed on: 8th July 2022
Dale Burrage's avatar
Dale Burrage

Easy and stress free

5
Credit service designed in a way that keeps life simple. The PayPal app is solid and very intuitive. Definitely would recommend to others. Reviewed on: 8th July 2022
Russell Somerville's avatar
Russell Somerville

PayPal interest free credit is amazing

5
PayPal interest free credit opens up a whole new world of opportunity for those purchases that would be out of reach Reviewed on: 8th July 2022
Kerry Maddison's avatar
Kerry Maddison

Efficient and easy to use

5
Really easy to use and simplistic layout if very effective and helpful Reviewed on: 8th July 2022
Amifisher's avatar
Amifisher

Credit card with Different repayment options

5
Paypal is an online payment method which means you don't have to constantly input your card details for every online purchase Paypal Credit is similar to normal credit cards with a lowish interest rate. It has a slight difference from 'normal' cards in that it offers several 0% interest repayment schemes which repeat with every purchase, not just on initial use. Reviewed on: 8th July 2022
Alan Hamilton's avatar
Alan Hamilton

Good for all

5
Good value, when you want spend extra money Reviewed on: 8th July 2022
Iwona's avatar
Iwona

Brilliant

5
Brilliant service I love the interest free payment options brilliant company and easy to setup regularly payments Reviewed on: 8th July 2022
Jason Brucher's avatar
Jason Brucher

Pay in 4

5
For me, their pay in 4 installments product of any transactions above £100 is a game changer Reviewed on: 8th July 2022
Seyi Oni's avatar
Seyi Oni

Paypal credit

5
I very like this product, so easy spend with 0 interrest, just need follow every statement. Reviewed on: 8th July 2022
Tamas's avatar
Tamas

Easy 2 use

4
Love the credit is so handy when I'm short off money befor pay day especially if I have any car problems but I can use it pretty much anywhere these days Reviewed on: 8th July 2022
Jaime Bailey's avatar
Jaime Bailey

Review PayPal: PayPal Credit now

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