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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 131,442 reviews, last reviewed 9th Jun 2026
3711850% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is very helpful when i need it PayPal is very helpful when i need it Reviewed on: 9th June 2026
Louise 's avatar
Louise

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (131442)

Amazing

5
I have the freedom to buy and to pay back when I want it’s allowed me to not stress about ordering something and waiting for money to go back on my card. Thank you for making life easier! Reviewed on: 8th July 2022
As1993's avatar
As1993

Fantastic

5
Use it all the time for big purchases Reviewed on: 8th July 2022
James 's avatar
James

Excellent Choice of Stores to use

5
The vast majority of stores I use online accept PayPal and being to use PayPal credit is excellent for larger purchases and it’s quick and easy Reviewed on: 8th July 2022
hillyb123's avatar
hillyb123

Quick and Low Cost Finance

5
My most recent purchase using Paypal Credit was on Ebay for a Royal Doulton James Bond Skyfall Bulldog. The instalment plan for the payment was immediately accessible and my payment was made immediately to my seller. This was really 007 Service!! Reviewed on: 8th July 2022
leo simpson's avatar
leo simpson

Really good

5
Would like to be offered a credit increase every now and again Reviewed on: 8th July 2022
Kim's avatar
Kim

Easy to use and widely available

4
Easy to use and widely available from retailers Reviewed on: 8th July 2022
Marie's avatar
Marie

Best online money tool

5
There are many options to pay little interest on your purchases. Reviewed on: 8th July 2022
Pawel Kumik's avatar
Pawel Kumik

BRILLIANT!

5
PayPal is by far the best third party provider for payments and transactions. Their security when paying online, ease of payment, transfers to friends, family and businesses and credit option (plus pay in 4 months interest free) make them a market leader and I highly recommend them! Reviewed on: 8th July 2022
SL4Y_DEN's avatar
SL4Y_DEN

Quick and easy - a lifesaver!

5
Love the options to split purchases into 3 equal instalments, it really helps to spread the cost of smaller purchases. The 4 instalment plan for bigger purchases has also come in useful as well, it's far more beneficial than just putting it on a credit card that has to be paid off in full the following month Reviewed on: 8th July 2022
KatieJ's avatar
KatieJ

Simple and secure

5
Easy to set up easy to use and secure Reviewed on: 8th July 2022
David Tagg's avatar
David Tagg

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