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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 130,820 reviews, last reviewed 9th Jun 2026
3683600% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good easy to use quick payment Options to pay Good easy to use quick payment Options to pay Reviewed on: 9th June 2026
John S's avatar
John S

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (130820)

Excellent service

5
Quick and easy payment options with PayPal.. awesome.. thank you Reviewed on: 16th June 2022
Paul Mccabe's avatar
Paul Mccabe

Fabulous

5
Fantastic service would recommend to anyone Reviewed on: 15th June 2022
Latasha 's avatar
Latasha

Easy credit to use

5
Easy to use. Feels safer than paying by debit card on line. Reviewed on: 15th June 2022
Jac Didd's avatar
Jac Didd

Very reliable and helpful service

5
Very reliable with good offers on interest rates and very helpful if there are any issues or snags whether it’s payment related and resolving as issue Reviewed on: 15th June 2022
Devane's avatar
Devane

Great Payment Facility

5
I love the fact I get 4 months to pay for my purchases Reviewed on: 15th June 2022
Paul Francis's avatar
Paul Francis

Convenient and transparent

5
I have found the service to be easy and convenient enabling a buffer to monthly outgoings. Most importantly the ability to follow and adapt repayments is brilliant. Reviewed on: 15th June 2022
Gaive Golding's avatar
Gaive Golding

Great and convenient

5
Really useful to use, plenty of places to use, great customer service and the interest free offers have been fantastic. Highly recommend it as a service, the best that I use! Reviewed on: 15th June 2022
David Copson's avatar
David Copson

good service

4
i like to use its easy and i naver having any issu Reviewed on: 15th June 2022
DHARMENDRAGIRI BABUGIRI's avatar
DHARMENDRAGIRI BABUGIRI

Amazing

5
It’s given me the chance to buy myself a set of technic 1210’s which I wouldn’t of been able to do otherwise! Reviewed on: 15th June 2022
Stephanie Mckiernan 's avatar
Stephanie Mckiernan

Simple to use and manage

5
Simple to use and manage, great for the yearly holiday or the unexpected purchase Reviewed on: 15th June 2022
ccw105's avatar
ccw105

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