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PayPal: PayPal Credit reviews

4.74
Based on 131,694 reviews, last reviewed 9th Jun 2026
3723550% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant - Absolutely Recommend I have enjoyed PayPal Credit now for quite a while I have found it excellent - Reminders when your payment is due, really easy to pay, no interest cha... Read more Reviewed on: 9th June 2026
Cyrella J's avatar
Cyrella J

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026
Azeez S's avatar
Azeez S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (131694)

PayPal is reliable, straightforward and convenient

5
I used PayPal credit to buy a product online when I really need it. It was secure and simple. Reviewed on: 8th July 2022

Excellent little card with a huge outcome

5
Easy to order goods and purchase on PayPal credit !! No fuss easy to use and you can see what you spend on your phone and easy to pay on your phone !! No need to look up numbers bank details it is all their on your phone ! Reviewed on: 8th July 2022

Great choice

5
Amazing! Lots of purchases with 0% interest. So convenient!!! Reviewed on: 8th July 2022

Love my pay pal

5
PayPal is so quick and easy to use I use it for most of my purchases these days. Also I love the 3/4 month interest free payments that sometimes is a great incentive to purchase those more expensive items. PayPal is definitely my pal. Reviewed on: 8th July 2022

Good credit

5
Ease of use and easy to understand. Reviewed on: 8th July 2022

Excellent

5
Very reliable service and easy to use Reviewed on: 8th July 2022

Simple & Nice

5
I love having the ease of PP credit! Simple way to pay or spread the costs of bigger purchases!! Reviewed on: 8th July 2022

Good

4
Good and reliable! Easy to be using! Reviewed on: 8th July 2022

So easy to use I think they're great

5
No problem to setup the hole thing went smoothly it have helped me to get thing's done thank you so much Reviewed on: 8th July 2022

Great 4 months interest free credit option

5
This is a great way to buy a special item and pay back with 4 months interest free Reviewed on: 8th July 2022

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