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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (131737 reviews)

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4.74

Based on 131,737 reviews, last reviewed 9th Jun 2026

3725550% increase in 5 star reviews

in the past 90 days

10600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's good, easy to use and secure It's good, easy to use and secure Reviewed on: 9th June 2026

Latest lowest rating:

1

The service is very poor and their customer service... The service is very poor and their customer service don’t even understand how to help. I called three different times but they could not help resolve ... Read more Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (131737)

Four interest free payments over 4 months

Four interest free payment over 4 months for purchases over £99, who wouldn't want to get such a deal? And right now, it's not just a one off, you can do it over and over again. Hard times with at least one easy option to spread the cost for free. Reviewed on: 8th July 2022

Massimmo

Never let me down. Always with me. PayPal amazing Reviewed on: 8th July 2022

Brilliant

Absolutely brilliant service all round. Informative and customer focus driven. Should have signed up years ago. Reviewed on: 8th July 2022

PayPal credit is the best!

PayPal has been helpful all the time, with the ability to spread cost, reliable app and much more. Happy to have credit with them. Reviewed on: 8th July 2022

Hassle free payments

With PayPal credits, I can spread my payments! The 0% interest is one of the reasons I signed up for it. Reviewed on: 8th July 2022

PayPal

It’s the easiest thing possible x x Reviewed on: 8th July 2022

amazing

really quick and efficient, choose how much you pay back monthly Reviewed on: 8th July 2022

Extremely good credit facility

Their credit facility is top notch. It is extremely easy to pay with. Reviewed on: 8th July 2022

Good service

Fast and honest response from PayPal on weather your eligible. The APR isn't to high against your borrow and gaining that trust if you have no missed payments can improve your borrowing for bigger purchases in the future. I find PayPal works for me and my budget so I would recommend PayPal to anyone that might be thinking of taking out credit. Reviewed on: 8th July 2022

The most efficient payment and credit provider

I am a loyal PayPal customer for many year, and I have never been dissappointed with the services. The payment process is fast & efficient, one click process. When I had a dispute about a payment, it has been resolved in minutes. Paypal offers credit services, you only need to press the button to approve. In my opinion, PayPal is the best and most efficient payment provider Reviewed on: 8th July 2022

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