Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.74
Based on 131,499 reviews, last reviewed 9th Jun 2026
3714550% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy and convenient to use when online... PayPal is so easy and convenient to use when online shopping Reviewed on: 9th June 2026
BazzaL's avatar
BazzaL

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (131499)

Best of all

5
It's the best credit card we can have. Amazing!!!! Reviewed on: 8th July 2022

Very handy

5
Works well for small purchases. Reviewed on: 8th July 2022

Love PayPal

5
I just love everything about PayPal there 3 & 4 months interest free terms. Reviewed on: 8th July 2022

Superb service

5
PayPal help you to shop and spread the payment over a period to avoid stress. Can’t do without it Reviewed on: 8th July 2022

Amazing

5
reliable and amazing. trustworthy Reviewed on: 8th July 2022

Fits my Lifestyle !

4
It's a flexible friend !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 8th July 2022

I love it

5
Paypal Credit is really easy to use and allows me to spread out payments and have more flexibility. I love it. It's really helped me out these last few months. Reviewed on: 8th July 2022

Very good card, easy to use and manage, gives you peace of mind.

5
This is a very good opportunity to help you to shop when you don't have money. PayPal gives you a credit to use at any time whereas you can pay back a very small money, the amount that any one can afford. With PayPal you can have peace of money. Reviewed on: 8th July 2022

Credit Where Credit due?

5
Because I am disabled "PayPal Credit" is very useful for online purchases. I don't get out much and for that expensive I can spread out the cost. Reviewed on: 8th July 2022

Secure, quick, easy

5
Its really helpful and easy. Trustable and excellent customer service Reviewed on: 8th July 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 63470 reviews
    PayPal
  • Payments

    from PayPal 4.73 from 3742 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 95 reviews
    PayPal
    View all products