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PayPal: PayPal Credit reviews

4.74
Based on 131,235 reviews, last reviewed 9th Jun 2026
3702250% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

When using PayPal I feel safe PayPal is always there and is always secure. When using PayPal I feel safe. Reviewed on: 9th June 2026
mark's avatar
mark

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (131235)

Very fantastactic and great customers acceptance fair and considarate

5
Pal pal helps me alot in different ways of which I don't regret transacting with them please let others try pay pal and see what iam saying they were great and Exellent Reviewed on: 8th July 2022

Good, helpful service - Always

5
PayPal and PayPal credit is easy to use and is increasingly available on most online retailers. If I ever have any issues I can speak to someone pretty much straight away and they always without fail resolve my query, professionally and effectively. Very happy with the overall service and will continue to use as my primary source of credit. I do hope that the longer I stay the better my interest will become though! Reviewed on: 8th July 2022

Great service

5
Flexible and easy to use great customer service Reviewed on: 8th July 2022

Best credit card

5
Best credit card services from Customer team support Reviewed on: 8th July 2022

PayPal Credit allows us to manage household budget more effectively

4
PayPal Credit has allowed us to manage finances by offloading fuel costs away from other credit card use. The 4mth. interest free offer is also providing much needed breathing space to manage our credit use more effectively Reviewed on: 8th July 2022

great service

5
fast ,reliable, secure. The best way to buy something with the best APR. Reviewed on: 8th July 2022

Great

5
I used one time paypal credit and I love it Reviewed on: 8th July 2022

It is fantastic

5
It secur, safe and simple to use Reviewed on: 8th July 2022

Quick, easy to manage credit

5
Makes online shopping all the easier Reviewed on: 8th July 2022

Simple, affordable and safe

5
I like how I can spread payments out and allows me to effectively budget high price items. Reviewed on: 8th July 2022

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Help others make smarter decisions by sharing your own experience. Write a review