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PayPal: PayPal Credit reviews

4.74
Based on 131,499 reviews, last reviewed 9th Jun 2026
3714550% increase in 5 star reviews
in the past 90 days
10550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy and convenient to use when online... PayPal is so easy and convenient to use when online shopping Reviewed on: 9th June 2026
BazzaL's avatar
BazzaL

Latest lowest rating:

1

card refused abroad i went on holiday to Spain and tried to pay for my apartment with my card and it was declined, it was only £380, it was very embarrassing and so i a... Read more Reviewed on: 9th June 2026
sarojo's avatar
sarojo

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (131499)

Great product

5
They have a great service I would highly recommend them. Reviewed on: 8th July 2022

Just great

5
Never been let down good company to sort problems out with seller's Reviewed on: 8th July 2022

I like PayPal

5
Save money and time with PayPal Reviewed on: 8th July 2022

I am happy to use PayPal

5
I always use PayPal to build my credit score. Very good opportunity for everybody. Reviewed on: 8th July 2022

Excellent facility

5
It's there when you need it and it is always reasonable Reviewed on: 8th July 2022

Great option

4
Never disappointed about service Reviewed on: 8th July 2022

Very Easy to set up

5
PayPal Credit was extremely easy to set up and took me no longer than 5 minutes. It gives you a comfortable period of time to pay the money back and offers extra advantages such as the first 4 months 0% interest on large purchases. Reviewed on: 8th July 2022

Reliable, easy to use

5
PayPal credit is easy to use, most merchants use this as an option to pay out, which makes it reliable, the 4 months no interest is a helpful addition to making payments back easier Reviewed on: 8th July 2022

Perfect product

5
Works perfect and responds exactly to my needs. Reviewed on: 8th July 2022

Amazing services

5
I cannot think of a credit company who provide the services that they do with the utmost professionalism A great service that surpasses expectation Flexible , reliable and all round ease of use make PayPal credit one in a million Reviewed on: 8th July 2022

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